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CTBC Financial Holding Co., Ltd. (2891) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

CTBC Financial Holding Co., Ltd.

2891Market cap $42BPrice $2.1

Country🇹🇼Taiwan

SectorFinancials

IndustryBanks

Runs Taiwan's largest private bank alongside insurance, securities, and asset management arms under one holding group. CTBC Bank alone operates in over a dozen countries, giving this Taipei-based giant more overseas reach than almost any other domestic lender.

In Bastion Portfolios?

52W Return+52%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+25%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)-25%–

Rev CAGR (5y)-16%1

Earnings Forecast

EPS Growth Y+1+2%4

EPS Growth Y+2+6%6

EPS Growth Y+3+7%6

Quality

Margins

EBIT Margin39%8

Net Income Margin20%8

Free Cash Flow Margin-14%2

Debt

Net Debt/EBITDA2.14

Efficiency

ROE20%8

ROA1%3

Earnings Stability77

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)146

P/E Ratio (Forward 3y)145

P/BV2.07

EV Multiples

EV/EBITDA Fwd06

EV/EBIT Fwd06

Yield

Free Cash Flow Yield0.0%8

Dividend Yield3.6%8

Momentum

Short term

1 month return+1%8

3 month return-0%6

YTD return+42%9

Mid term

Price vs 52wHigh93%9

1 year return+68%10

Long term

3 year return+225%9

5 year return+278%9

Risk Shield

Price Risk

Beta0.67

Volatility26%8

Free Cash Flow

Free Cash Flow Margin-14%2

Free Cash Flow Yield0.0%8

Quality

ROCE7%3

Earnings Stability77

Net Debt/EBITDA2.14

02Growth

Is it actually growing, and how fast?

2891CTBC Financial Holding Co.

Revenue FY25$18.0B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+25%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR-25%–

Revenue, next 5Y, CAGR-16%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+2%4

EPS growth, FY27E+6%6

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow faster than sales (EPS about 6%/yr vs revenue -25%/yr), so margins should widen.

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to shrink 25%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 25%/yr over the last 3 years, but it is set to shrink 25%/yr from here.

Over five years revenue is set to shrink 16%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

2891CTBC Financial Holding Co.

Total return Current481%

Price return Current288%

MOMENTUM RATING↗

VERY STRONG91 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+1%8

3-month return-0%6

YTD return+42%9

MID & LONG-TERM▾SCORE

% of 52-week high93%9

1-year return+68%10

3-year return+225%9

5-year return+278%9

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +225% over three years and +278% over five, ahead of 80% of the market.

It's up 68% over the past year, now 7% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+1%) and so far this year (+42%).

WATCH

Returns sit at the market level over three months (+0%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on CTBC Financial. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

2891CTBC Financial Holding Co.

Revenue FY25$18.0B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+25%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR-25%–

Revenue, next 5Y, CAGR-16%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+2%4

EPS growth, FY27E+6%6

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow faster than sales (EPS about 6%/yr vs revenue -25%/yr), so margins should widen.

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to shrink 25%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 25%/yr over the last 3 years, but it is set to shrink 25%/yr from here.

Over five years revenue is set to shrink 16%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

2891CTBC Financial Holding Co.

Total return Current481%

Price return Current288%

MOMENTUM RATING↗

VERY STRONG91 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+1%8

3-month return-0%6

YTD return+42%9

MID & LONG-TERM▾SCORE

% of 52-week high93%9

1-year return+68%10

3-year return+225%9

5-year return+278%9

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +225% over three years and +278% over five, ahead of 80% of the market.

It's up 68% over the past year, now 7% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+1%) and so far this year (+42%).

WATCH

Returns sit at the market level over three months (+0%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on CTBC Financial. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community