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AJ Bell plc (3FY) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

AJ Bell plc

3FYMarket cap $2.97BPrice $7.4

Country🇬🇧United Kingdom

SectorFinancials

IndustryCapital Markets

AJ Bell runs one of the UK's largest investment platforms, letting everyday investors manage pensions, ISAs, and shares online. It's grown by keeping fees low, now overseeing tens of billions in customer assets without a single branch.

In Bastion Portfolios?

52W Return+8%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+33%10

Revenue Forecast

Rev CAGR (1y)+17%8

Rev CAGR (3y)+14%8

Rev CAGR (5y)+3%3

Earnings Forecast

EPS Growth Y+1+19%8

EPS Growth Y+2+10%7

EPS Growth Y+3+9%6

Quality

Margins

EBIT Margin0%10

Net Income Margin36%9

Free Cash Flow Margin26%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE60%10

ROA43%10

Earnings Stability88

GEAR+VERY STRONG86

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)185

P/E Ratio (Forward 3y)155

P/BV10.62

EV Multiples

EV/EBITDA Fwd05

EV/EBIT Fwd05

Yield

Free Cash Flow Yield0.0%6

Dividend Yieldna–

Momentum

Short term

1 month return-3%7

3 month return-6%4

YTD return+37%9

Mid term

Price vs 52wHigh89%8

1 year return+9%6

Long term

3 year return+146%8

5 year return+79%7

Risk Shield

Price Risk

Beta0.86

Volatility44%4

Free Cash Flow

Free Cash Flow Margin26%9

Free Cash Flow Yield0.0%6

Quality

ROCE66%10

Earnings Stability88

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

3FYAJ Bell

Revenue FY25$430M

GROWTH RATING↗

AVERAGE65 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+33%10

Revenue, next 1Y+17%8

Revenue, next 3Y, CAGR+14%8

Revenue, next 5Y, CAGR+3%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+19%8

EPS growth, FY27E+10%7

EPS growth, FY28E+9%6

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 33%/yr over the last 3 years, ahead of 90% of companies worldwide.10/10

Earnings are set to grow in step with sales (EPS about 10%/yr vs revenue 14%/yr).

WATCH

A mid-pack grower, ahead of 65% of companies worldwide.

Revenue is set to grow 14%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 33%/yr over the last 3 years; forecasts see it cooling to 14%/yr.

WEAKNESSES

Over five years revenue is set to grow 3%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Elite Compounder

A middle-of-the-pack grower that is slowing. The one thing to watch: the five-year outlook is thin.

03Price Momentum

Is the market behind it right now?

3FYAJ Bell

Total return Current59.1%

Price return Current39.0%

MOMENTUM RATING↗

STRONG67 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-3%7

3-month return-6%4

YTD return+37%9

MID & LONG-TERM▾SCORE

% of 52-week high89%8

1-year return+9%6

3-year return+146%8

5-year return+79%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +146% over three years and +79% over five, ahead of 70% of the market.

It's up 9% over the past year, but 11% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (-3%) and so far this year (+37%).

WATCH

Returns sit at the market level over three months (-6%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally. The market is behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on AJ Bell plc. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

3FYAJ Bell

Revenue FY25$430M

GROWTH RATING↗

AVERAGE65 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+33%10

Revenue, next 1Y+17%8

Revenue, next 3Y, CAGR+14%8

Revenue, next 5Y, CAGR+3%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+19%8

EPS growth, FY27E+10%7

EPS growth, FY28E+9%6

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 33%/yr over the last 3 years, ahead of 90% of companies worldwide.10/10

Earnings are set to grow in step with sales (EPS about 10%/yr vs revenue 14%/yr).

WATCH

A mid-pack grower, ahead of 65% of companies worldwide.

Revenue is set to grow 14%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 33%/yr over the last 3 years; forecasts see it cooling to 14%/yr.

WEAKNESSES

Over five years revenue is set to grow 3%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Elite Compounder

A middle-of-the-pack grower that is slowing. The one thing to watch: the five-year outlook is thin.

03Price Momentum

Is the market behind it right now?

3FYAJ Bell

Total return Current59.1%

Price return Current39.0%

MOMENTUM RATING↗

STRONG67 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-3%7

3-month return-6%4

YTD return+37%9

MID & LONG-TERM▾SCORE

% of 52-week high89%8

1-year return+9%6

3-year return+146%8

5-year return+79%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +146% over three years and +79% over five, ahead of 70% of the market.

It's up 9% over the past year, but 11% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (-3%) and so far this year (+37%).

WATCH

Returns sit at the market level over three months (-6%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally. The market is behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on AJ Bell plc. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community