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China Pacific Insurance (Group) Co., Ltd. (601601) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

China Pacific Insurance (Group) Co., Ltd.

601601Market cap $41BPrice $4.6

Country🇨🇳China

SectorFinancials

IndustryInsurance

Sells life, property, and health insurance across China through 100,000 agents and digital platforms. China's second-largest insurer by premium income, protecting over 100 million customers in the world's biggest insurance market.

In Bastion Portfolios?

52W Return-11%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+6%5

Revenue Forecast

Rev CAGR (1y)+37%9

Rev CAGR (3y)+14%8

Rev CAGR (5y)+10%7

Earnings Forecast

EPS Growth Y+1+3%4

EPS Growth Y+2+3%5

EPS Growth Y+3-1%3

Quality

Margins

EBIT Margin22%8

Net Income Margin17%7

Free Cash Flow Margin56%10

Debt

Net Debt/EBITDA1.75

Efficiency

ROE19%8

ROA2%4

Earnings Stability88

GEAR+VERY STRONG99

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)510

P/E Ratio (Forward 3y)510

P/BV0.910

EV Multiples

EV/EBITDA Fwd010

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yield3.7%8

Momentum

Short term

1 month return-7%4

3 month return+10%8

YTD return-23%2

Mid term

Price vs 52wHigh66%3

1 year return-8%4

Long term

3 year return+20%4

5 year return+28%5

Risk Shield

Price Risk

Beta0.39

Volatility33%6

Free Cash Flow

Free Cash Flow Margin56%10

Free Cash Flow Yield0.0%10

Quality

ROCE3%4

Earnings Stability88

Net Debt/EBITDA1.75

02Growth

Is it actually growing, and how fast?

601601China Pacific Insurance (Group) Co.

Revenue FY25$47.8B

GROWTH RATING↗

STRONG68 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+6%5

Revenue, next 1Y+37%9

Revenue, next 3Y, CAGR+14%8

Revenue, next 5Y, CAGR+10%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+3%4

EPS growth, FY27E+3%5

EPS growth, FY28E-1%3

GROWTH ASSESSMENT

STRENGTHS

It out-grows 68% of companies worldwide.

Revenue is set to grow 14%/yr over the next 3 years, ahead of most of the market.8/10

Revenue grew 6%/yr over the last 3 years and is set to grow 14%/yr from here.

The runway holds up: revenue is set to grow 10%/yr over five years.7/10

WATCH

Earnings are set to grow slower than sales (EPS about 3%/yr vs revenue 14%/yr), so margins are under pressure. One year dips: EPS falls 1% in year 3.

WEAKNESSES

None flagged.

BOTTOM LINE

Reaccelerating Grower

A top-tier grower that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

601601China Pacific Insurance (Group) Co.

Total return Current51.7%

Price return Current14.4%

MOMENTUM RATING↗

AVERAGE35 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return+10%8

YTD return-23%2

MID & LONG-TERM▾SCORE

% of 52-week high66%3

1-year return-8%4

3-year return+20%4

5-year return+28%5

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over three months (+10%).

WATCH

Average long-term results. Multi-year returns are middling (+20% over three years and +28% over five), roughly average for the market.

Returns sit at the market level over the past month (-7%).

WEAKNESSES

It's down 8% over the past year, now 34% below its 52-week high. That is a touch behind the market.

The stock is underperforming so far this year (-23%).

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up. The one thing to watch: the one-year trend is weak.

04Value

Are you paying a fair price for it?

Stop guessing on CPIC. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

601601China Pacific Insurance (Group) Co.

Revenue FY25$47.8B

GROWTH RATING↗

STRONG68 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+6%5

Revenue, next 1Y+37%9

Revenue, next 3Y, CAGR+14%8

Revenue, next 5Y, CAGR+10%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+3%4

EPS growth, FY27E+3%5

EPS growth, FY28E-1%3

GROWTH ASSESSMENT

STRENGTHS

It out-grows 68% of companies worldwide.

Revenue is set to grow 14%/yr over the next 3 years, ahead of most of the market.8/10

Revenue grew 6%/yr over the last 3 years and is set to grow 14%/yr from here.

The runway holds up: revenue is set to grow 10%/yr over five years.7/10

WATCH

Earnings are set to grow slower than sales (EPS about 3%/yr vs revenue 14%/yr), so margins are under pressure. One year dips: EPS falls 1% in year 3.

WEAKNESSES

None flagged.

BOTTOM LINE

Reaccelerating Grower

A top-tier grower that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

601601China Pacific Insurance (Group) Co.

Total return Current51.7%

Price return Current14.4%

MOMENTUM RATING↗

AVERAGE35 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return+10%8

YTD return-23%2

MID & LONG-TERM▾SCORE

% of 52-week high66%3

1-year return-8%4

3-year return+20%4

5-year return+28%5

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over three months (+10%).

WATCH

Average long-term results. Multi-year returns are middling (+20% over three years and +28% over five), roughly average for the market.

Returns sit at the market level over the past month (-7%).

WEAKNESSES

It's down 8% over the past year, now 34% below its 52-week high. That is a touch behind the market.

The stock is underperforming so far this year (-23%).

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up. The one thing to watch: the one-year trend is weak.

04Value

Are you paying a fair price for it?

Stop guessing on CPIC. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community