Loading stock…

Meritz Financial Group Inc. (A138040) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Meritz Financial Group Inc.

A138040Market cap $16BPrice $97.4

Country🇰🇷South Korea

SectorFinancials

Runs a South Korean financial holding group spanning insurance, securities, and capital businesses. Its subsidiary Meritz Fire & Marine consistently posts some of the highest ROEs in Korean insurance, making it a quiet standout in a crowded financial sector.

In Bastion Portfolios?

52W Return+24%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+2%4

Revenue Forecast

Rev CAGR (1y)-73%1

Rev CAGR (3y)-32%1

Rev CAGR (5y)-19%1

Earnings Forecast

EPS Growth Y+1+30%8

EPS Growth Y+2+7%6

EPS Growth Y+3+4%5

Quality

Margins

EBIT Marginna–

Net Income Margin11%6

Free Cash Flow Margin-45%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE22%8

ROA2%4

Earnings Stability77

GEAR+WEAK24

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)89

P/E Ratio (Forward 3y)89

P/BV1.97

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%10

Dividend Yieldna–

Momentum

Short term

1 month return+1%8

3 month return+17%9

YTD return+17%7

Mid term

Price vs 52wHigh87%7

1 year return+17%7

Long term

3 year return+161%9

5 year return+336%10

Risk Shield

Price Risk

Beta0.58

Volatility40%4

Free Cash Flow

Free Cash Flow Margin-45%1

Free Cash Flow Yield0.0%10

Quality

ROCE13%4

Earnings Stability77

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

A138040Meritz Financial Group

Revenue FY25$12.3B

GROWTH RATING↗

VERY WEAK5 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+2%4

Revenue, next 1Y-73%1

Revenue, next 3Y, CAGR-32%1

Revenue, next 5Y, CAGR-19%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+30%8

EPS growth, FY27E+7%6

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow faster than sales (EPS about 7%/yr vs revenue -32%/yr), so margins should widen.

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 95% of companies worldwide.

Revenue is set to shrink 32%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 2%/yr over the last 3 years, but it is set to shrink 32%/yr from here.

Over five years revenue is set to shrink 19%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

A138040Meritz Financial Group

Total return Current1313%

Price return Current960%

MOMENTUM RATING↗

VERY STRONG90 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+1%8

3-month return+17%9

YTD return+17%7

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+17%7

3-year return+161%9

5-year return+336%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +161% over three years and +336% over five, ahead of 90% of the market.

It's up 17% over the past year, but 13% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+1%), over three months (+17%) and so far this year (+17%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally. The market is behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Meritz Financial. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

A138040Meritz Financial Group

Revenue FY25$12.3B

GROWTH RATING↗

VERY WEAK5 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+2%4

Revenue, next 1Y-73%1

Revenue, next 3Y, CAGR-32%1

Revenue, next 5Y, CAGR-19%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+30%8

EPS growth, FY27E+7%6

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow faster than sales (EPS about 7%/yr vs revenue -32%/yr), so margins should widen.

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 95% of companies worldwide.

Revenue is set to shrink 32%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 2%/yr over the last 3 years, but it is set to shrink 32%/yr from here.

Over five years revenue is set to shrink 19%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

A138040Meritz Financial Group

Total return Current1313%

Price return Current960%

MOMENTUM RATING↗

VERY STRONG90 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+1%8

3-month return+17%9

YTD return+17%7

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+17%7

3-year return+161%9

5-year return+336%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +161% over three years and +336% over five, ahead of 90% of the market.

It's up 17% over the past year, but 13% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+1%), over three months (+17%) and so far this year (+17%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally. The market is behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Meritz Financial. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community