Loading stock…

Assurant, Inc. (AIZ) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Assurant, Inc.

AIZMarket cap $13BPrice $272.9

Country🇺🇸United States

SectorFinancials

IndustryInsurance

Protects the stuff you actually care about — smartphones, appliances, homes — through insurance and extended warranties sold alongside your everyday purchases. Chances are you've paid Assurant without even knowing it, hidden inside a phone bill or checkout screen.

In Bastion Portfolios?

52W Return+32%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+8%6

Revenue Forecast

Rev CAGR (1y)+8%5

Rev CAGR (3y)+5%4

Rev CAGR (5y)+4%3

Earnings Forecast

EPS Growth Y+1+32%9

EPS Growth Y+2+4%5

EPS Growth Y+3+7%6

Quality

Margins

EBIT Margin11%5

Net Income Margin8%5

Free Cash Flow Margin12%6

Debt

Net Debt/EBITDA0.37

Efficiency

ROE18%7

ROA3%5

Earnings Stability55

GEAR+STRONG73

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)127

P/E Ratio (Forward 3y)117

P/BV2.26

EV Multiples

EV/EBITDA Fwd27

EV/EBIT Fwd27

Yield

Free Cash Flow Yield0.0%8

Dividend Yield1.3%4

Momentum

Short term

1 month return-3%6

3 month return-2%6

YTD return+14%7

Mid term

Price vs 52wHigh90%8

1 year return+27%8

Long term

3 year return+96%7

5 year return+83%7

Risk Shield

Price Risk

Beta0.67

Volatility22%9

Free Cash Flow

Free Cash Flow Margin12%6

Free Cash Flow Yield0.0%8

Quality

ROCE18%5

Earnings Stability55

Net Debt/EBITDA0.37

02Growth

Is it actually growing, and how fast?

AIZAssurant

Revenue FY25$12.8B

GROWTH RATING↗

AVERAGE36 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%6

Revenue, next 1Y+8%5

Revenue, next 3Y, CAGR+5%4

Revenue, next 5Y, CAGR+4%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+32%9

EPS growth, FY27E+4%5

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow in step with sales (EPS about 7%/yr vs revenue 5%/yr).

WATCH

A mid-pack grower, ahead of 36% of companies worldwide.

Revenue is set to grow 5%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 8%/yr over the last 3 years and is set to keep growing around 5%/yr.

WEAKNESSES

Over five years revenue is set to grow 4%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Margin Expander

A middle-of-the-pack grower. The one thing to watch: the five-year outlook is thin.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG74 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-3%6

3-month return-2%6

YTD return+14%7

MID & LONG-TERM▾SCORE

% of 52-week high90%8

1-year return+27%8

3-year return+96%7

5-year return+83%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +96% over three years and +83% over five, ahead of 60% of the market.

It's up 27% over the past year, but 10% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+14%).

WATCH

Returns sit at the market level over the past month (-3%) and over three months (-2%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns and the stock sits near its highs. A reliable trend, if not the single hottest name in the market.

04Value

Are you paying a fair price for it?

Stop guessing on Assurant. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

AIZAssurant

Revenue FY25$12.8B

GROWTH RATING↗

AVERAGE36 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%6

Revenue, next 1Y+8%5

Revenue, next 3Y, CAGR+5%4

Revenue, next 5Y, CAGR+4%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+32%9

EPS growth, FY27E+4%5

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow in step with sales (EPS about 7%/yr vs revenue 5%/yr).

WATCH

A mid-pack grower, ahead of 36% of companies worldwide.

Revenue is set to grow 5%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 8%/yr over the last 3 years and is set to keep growing around 5%/yr.

WEAKNESSES

Over five years revenue is set to grow 4%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Margin Expander

A middle-of-the-pack grower. The one thing to watch: the five-year outlook is thin.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG74 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-3%6

3-month return-2%6

YTD return+14%7

MID & LONG-TERM▾SCORE

% of 52-week high90%8

1-year return+27%8

3-year return+96%7

5-year return+83%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +96% over three years and +83% over five, ahead of 60% of the market.

It's up 27% over the past year, but 10% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+14%).

WATCH

Returns sit at the market level over the past month (-3%) and over three months (-2%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns and the stock sits near its highs. A reliable trend, if not the single hottest name in the market.

04Value

Are you paying a fair price for it?

Stop guessing on Assurant. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community