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Banco BPM S.p.A. (BAMI) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Banco BPM S.p.A.

BAMIMarket cap $25BPrice $16.7

Country🇮🇹Italy

SectorFinancials

IndustryBanks

Banco BPM runs Italy's third-largest banking network, serving households and businesses across the country's wealthiest regions with lending, insurance, and wealth management. It's also become a key takeover target, caught in the middle of Italy's ongoing banking consolidation wars.

In Bastion Portfolios?

52W Return+29%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+16%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+8%–

Rev CAGR (5y)+5%4

Earnings Forecast

EPS Growth Y+1-9%3

EPS Growth Y+2+8%6

EPS Growth Y+3+7%6

Quality

Margins

EBIT Margin0%6

Net Income Margin36%9

Free Cash Flow Margin-138%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE12%6

ROA1%3

Earnings Stability88

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)118

P/E Ratio (Forward 3y)108

P/BV1.48

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%8

Dividend Yieldna–

Momentum

Short term

1 month return-8%3

3 month return-3%5

YTD return+19%7

Mid term

Price vs 52wHigh85%7

1 year return+24%7

Long term

3 year return+316%10

5 year return+691%10

Risk Shield

Price Risk

Beta1.04

Volatility26%8

Free Cash Flow

Free Cash Flow Margin-138%1

Free Cash Flow Yield0.0%8

Quality

ROCE4%3

Earnings Stability88

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

BAMIBanco BPM S.p.A.

Revenue FY25$6.8B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+16%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+8%–

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-9%3

EPS growth, FY27E+8%6

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 8%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 16%/yr over the last 3 years; forecasts see it cooling to 8%/yr.

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow in step with sales (EPS about 7%/yr vs revenue 8%/yr). One year dips: EPS falls 9% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

BAMIBanco BPM S.p.A.

Total return Current850%

Price return Current591%

MOMENTUM RATING↗

STRONG72 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-8%3

3-month return-3%5

YTD return+19%7

MID & LONG-TERM▾SCORE

% of 52-week high85%7

1-year return+24%7

3-year return+316%10

5-year return+691%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +316% over three years and +691% over five, ahead of 90% of the market.

It's up 24% over the past year, but 15% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+19%).

WATCH

Returns sit at the market level over three months (-3%).

WEAKNESSES

The stock is underperforming over the past month (-8%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on Banco BPM. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

BAMIBanco BPM S.p.A.

Revenue FY25$6.8B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+16%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+8%–

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-9%3

EPS growth, FY27E+8%6

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 8%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 16%/yr over the last 3 years; forecasts see it cooling to 8%/yr.

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow in step with sales (EPS about 7%/yr vs revenue 8%/yr). One year dips: EPS falls 9% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

BAMIBanco BPM S.p.A.

Total return Current850%

Price return Current591%

MOMENTUM RATING↗

STRONG72 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-8%3

3-month return-3%5

YTD return+19%7

MID & LONG-TERM▾SCORE

% of 52-week high85%7

1-year return+24%7

3-year return+316%10

5-year return+691%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +316% over three years and +691% over five, ahead of 90% of the market.

It's up 24% over the past year, but 15% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+19%).

WATCH

Returns sit at the market level over three months (-3%).

WEAKNESSES

The stock is underperforming over the past month (-8%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on Banco BPM. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community