Loading stock…

Banc of California, Inc. (BANC) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Banc of California, Inc.

BANCMarket cap $2.72BPrice $17.2

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a California-focused commercial bank serving businesses, entrepreneurs, and homeowners across the state. After merging with PacWest, it became one of the largest banks headquartered in California, betting big on relationship banking over Wall Street flash.

In Bastion Portfolios?

52W Return+8%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-8%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+9%–

Rev CAGR (5y)+7%6

Earnings Forecast

EPS Growth Y+1+42%9

EPS Growth Y+2+26%8

EPS Growth Y+3+15%7

Quality

Margins

EBIT Margin0%2

Net Income Margin-3%2

Free Cash Flow Margin53%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE-2%2

ROA-0%2

Earnings Stability33

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)99

P/E Ratio (Forward 3y)79

P/BV0.910

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yieldna–

Dividend Yield2.8%7

Momentum

Short term

1 month return-7%4

3 month return-14%2

YTD return-9%3

Mid term

Price vs 52wHigh79%5

1 year return-1%5

Long term

3 year return+61%6

5 year return-73%1

Risk Shield

Price Risk

Beta0.95

Volatility32%6

Free Cash Flow

Free Cash Flow Margin53%10

Free Cash Flow Yieldna–

Quality

ROCE0%2

Earnings Stability33

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

BANCBanc of California

Revenue FY25$1.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-8%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+9%–

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+42%9

EPS growth, FY27E+26%8

EPS growth, FY28E+15%7

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 9%/yr from here.

WATCH

Revenue is set to grow 9%/yr over the next 3 years, a little ahead of the market.6/10

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

The company is loss-making, so its revenue growth is not backed by profit yet.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around. The one thing to watch: the company is not profitable yet.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK21 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return-14%2

YTD return-9%3

MID & LONG-TERM▾SCORE

% of 52-week high79%5

1-year return-1%5

3-year return+61%6

5-year return-73%1

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

It's down 0.6% over the past year, now 21% below its 52-week high. That is right in line with the market.

Returns sit at the market level over the past month (-7%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (+61% over three years and -73% over five), behind 60% of the market.

The stock is underperforming over three months (-14%) and so far this year (-9%).

BOTTOM LINE

Falling Knife

Returns rank poorly over both the short and long run, and the price is still falling. Momentum is firmly negative — catching this is a bet against the tape, not with it. Wait for a base to form. The one thing to watch: the multi-year record is weak.

04Value

Are you paying a fair price for it?

Stop guessing on Banc of California, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

BANCBanc of California

Revenue FY25$1.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-8%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+9%–

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+42%9

EPS growth, FY27E+26%8

EPS growth, FY28E+15%7

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 9%/yr from here.

WATCH

Revenue is set to grow 9%/yr over the next 3 years, a little ahead of the market.6/10

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

The company is loss-making, so its revenue growth is not backed by profit yet.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around. The one thing to watch: the company is not profitable yet.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK21 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return-14%2

YTD return-9%3

MID & LONG-TERM▾SCORE

% of 52-week high79%5

1-year return-1%5

3-year return+61%6

5-year return-73%1

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

It's down 0.6% over the past year, now 21% below its 52-week high. That is right in line with the market.

Returns sit at the market level over the past month (-7%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (+61% over three years and -73% over five), behind 60% of the market.

The stock is underperforming over three months (-14%) and so far this year (-9%).

BOTTOM LINE

Falling Knife

04Value

Are you paying a fair price for it?

Stop guessing on Banc of California, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community