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BB Seguridade Participações S.A. (BBSE3) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

BB Seguridade Participações S.A.

BBSE3Market cap $16BPrice $8.0

Country🇧🇷Brazil

SectorFinancials

IndustryInsurance

Sells insurance, pensions, and investment products through Banco do Brasil's massive branch network, reaching millions of customers nationwide. That built-in distribution channel makes it one of Brazil's most profitable insurance groups, converting bank foot traffic straight into premium revenue.

In Bastion Portfolios?

52W Return+46%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+9%7

Revenue Forecast

Rev CAGR (1y)+6%4

Rev CAGR (3y)+2%2

Rev CAGR (5y)+7%6

Earnings Forecast

EPS Growth Y+1+5%5

EPS Growth Y+2-1%3

EPS Growth Y+3+5%5

Quality

Margins

EBIT Margin95%10

Net Income Margin88%10

Free Cash Flow Margin33%9

Debt

Net Debt/EBITDA-0.610

Efficiency

ROE86%10

ROA42%10

Earnings Stability88

GEAR+VERY STRONG98

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)99

P/E Ratio (Forward 3y)99

P/BV7.22

EV Multiples

EV/EBITDA Fwd79

EV/EBIT Fwd69

Yield

Free Cash Flow Yield0.0%10

Dividend Yieldna–

Momentum

Short term

1 month return-1%7

3 month return+14%9

YTD return+31%8

Mid term

Price vs 52wHigh94%9

1 year return+44%9

Long term

3 year return+78%7

5 year return+241%9

Risk Shield

100

Price Risk

Beta0.110

Volatility20%10

Free Cash Flow

Free Cash Flow Margin33%9

Free Cash Flow Yield0.0%10

Quality

ROCE69%10

Earnings Stability88

Net Debt/EBITDA-0.610

02Growth

Is it actually growing, and how fast?

BBSE3BB Seguridade Participações S.A.

Revenue FY25$1.9B

GROWTH RATING↗

WEAK32 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+9%7

Revenue, next 1Y+6%4

Revenue, next 3Y, CAGR+2%2

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+5%5

EPS growth, FY27E-1%3

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 9%/yr over the last 3 years, ahead of 60% of companies worldwide.7/10

WATCH

Revenue is set to grow 2%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 9%/yr over the last 3 years; forecasts see it cooling to 2%/yr.

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

Earnings are set to grow in step with sales (EPS about 5%/yr vs revenue 2%/yr).

WEAKNESSES

Growth is the weak spot here, trailing 68% of companies worldwide.

BOTTOM LINE

Modest Grower

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

BBSE3BB Seguridade Participações S.A.

Total return Current74.0%

Price return Current−7.8%

MOMENTUM RATING↗

VERY STRONG91 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-1%7

3-month return+14%9

YTD return+31%8

MID & LONG-TERM▾SCORE

% of 52-week high94%9

1-year return+44%9

3-year return+78%7

5-year return+241%9

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +78% over three years and +241% over five, ahead of 70% of the market.

It's up 44% over the past year, now 6% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (-1%), over three months (+14%) and so far this year (+31%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on BB Seguridade. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

BBSE3BB Seguridade Participações S.A.

Revenue FY25$1.9B

GROWTH RATING↗

WEAK32 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+9%7

Revenue, next 1Y+6%4

Revenue, next 3Y, CAGR+2%2

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+5%5

EPS growth, FY27E-1%3

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 9%/yr over the last 3 years, ahead of 60% of companies worldwide.7/10

WATCH

Revenue is set to grow 2%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 9%/yr over the last 3 years; forecasts see it cooling to 2%/yr.

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

Earnings are set to grow in step with sales (EPS about 5%/yr vs revenue 2%/yr).

WEAKNESSES

Growth is the weak spot here, trailing 68% of companies worldwide.

BOTTOM LINE

Modest Grower

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

BBSE3BB Seguridade Participações S.A.

Total return Current74.0%

Price return Current−7.8%

MOMENTUM RATING↗

VERY STRONG91 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-1%7

3-month return+14%9

YTD return+31%8

MID & LONG-TERM▾SCORE

% of 52-week high94%9

1-year return+44%9

3-year return+78%7

5-year return+241%9

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +78% over three years and +241% over five, ahead of 70% of the market.

It's up 44% over the past year, now 6% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (-1%), over three months (+14%) and so far this year (+31%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on BB Seguridade. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community