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Beacon Financial Corporation (BBT) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Beacon Financial Corporation

BBTMarket cap $2.29BPrice $27.3

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a regional bank offering deposits, loans, and wealth management to everyday customers and small businesses. Profits by lending money out at higher rates than it pays savers, turning boring banking into steady, reliable returns.

In Bastion Portfolios?

52W Return+20%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+17%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+23%–

Rev CAGR (5y)+14%9

Earnings Forecast

EPS Growth Y+1+193%10

EPS Growth Y+2+11%7

EPS Growth Y+3-1%3

Quality

Margins

EBIT Margin0%4

Net Income Margin21%8

Free Cash Flow Margin28%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE8%4

ROA1%3

Earnings Stability44

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)99

P/E Ratio (Forward 3y)89

P/BV0.910

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%7

Dividend Yield4.7%9

Momentum

Short term

1 month return-13%2

3 month return-7%4

YTD return+7%6

Mid term

Price vs 52wHigh83%6

1 year return+19%7

Long term

3 year return+2%3

5 year return+2%4

Risk Shield

Price Risk

Beta0.67

Volatility28%7

Free Cash Flow

Free Cash Flow Margin28%9

Free Cash Flow Yield0.0%7

Quality

ROCE12%3

Earnings Stability44

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

BBTBeacon Financial

Revenue FY25$512M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+17%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+23%–

Revenue, next 5Y, CAGR+14%9

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+193%10

EPS growth, FY27E+11%7

EPS growth, FY28E-1%3

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 23%/yr over the next 3 years, ahead of most of the market.9/10

Revenue grew 17%/yr over the last 3 years and is set to grow 23%/yr from here.

The runway holds up: revenue is set to grow 14%/yr over five years.9/10

WATCH

Earnings are set to grow slower than sales (EPS about 11%/yr vs revenue 23%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK30 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-13%2

3-month return-7%4

YTD return+7%6

MID & LONG-TERM▾SCORE

% of 52-week high83%6

1-year return+19%7

3-year return+2%3

5-year return+2%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 19% over the past year, but 17% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over three months (-7%) and so far this year (+7%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (+2.2% over three years and +2.2% over five), behind 60% of the market.

The stock is underperforming over the past month (-13%).

BOTTOM LINE

Falling Knife

Returns rank poorly over both the short and long run, and the price is still falling. Momentum is firmly negative — catching this is a bet against the tape, not with it. Wait for a base to form. The one thing to watch: the multi-year record is weak.

04Value

Are you paying a fair price for it?

Stop guessing on Beacon Financial Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

BBTBeacon Financial

Revenue FY25$512M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+17%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+23%–

Revenue, next 5Y, CAGR+14%9

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+193%10

EPS growth, FY27E+11%7

EPS growth, FY28E-1%3

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 23%/yr over the next 3 years, ahead of most of the market.9/10

Revenue grew 17%/yr over the last 3 years and is set to grow 23%/yr from here.

The runway holds up: revenue is set to grow 14%/yr over five years.9/10

WATCH

Earnings are set to grow slower than sales (EPS about 11%/yr vs revenue 23%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK30 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-13%2

3-month return-7%4

YTD return+7%6

MID & LONG-TERM▾SCORE

% of 52-week high83%6

1-year return+19%7

3-year return+2%3

5-year return+2%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 19% over the past year, but 17% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over three months (-7%) and so far this year (+7%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (+2.2% over three years and +2.2% over five), behind 60% of the market.

The stock is underperforming over the past month (-13%).

BOTTOM LINE

Falling Knife

04Value

Are you paying a fair price for it?

Stop guessing on Beacon Financial Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community