Loading stock…

Bank First Corporation (BFC) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Bank First Corporation

BFCMarket cap $1.67BPrice $150.3

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs community banking operations across Wisconsin, offering deposits, loans, and wealth management to local businesses and families. It skips flashy branches for a relationship-first model that keeps loan losses remarkably low.

In Bastion Portfolios?

52W Return+25%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+12%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+34%–

Rev CAGR (5y)+24%10

Earnings Forecast

EPS Growth Y+1+40%9

EPS Growth Y+2+33%9

EPS Growth Y+3+18%8

Quality

Margins

EBIT Margin0%5

Net Income Margin37%10

Free Cash Flow Margin20%8

Debt

Net Debt/EBITDAna–

Efficiency

ROE11%5

ROA2%3

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)137

P/E Ratio (Forward 3y)98

P/BV2.07

EV Multiples

EV/EBITDA Fwd07

EV/EBIT Fwd07

Yield

Free Cash Flow Yield0.0%5

Dividend Yield1.6%4

Momentum

Short term

1 month return-3%6

3 month return+1%7

YTD return+25%8

Mid term

Price vs 52wHigh95%9

1 year return+16%7

Long term

3 year return+105%8

5 year return+131%8

Risk Shield

Price Risk

Beta0.76

Volatility26%8

Free Cash Flow

Free Cash Flow Margin20%8

Free Cash Flow Yield0.0%5

Quality

ROCE13%3

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

BFCBank First

Revenue FY25$173M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+12%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+34%–

Revenue, next 5Y, CAGR+24%10

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+40%9

EPS growth, FY27E+33%9

EPS growth, FY28E+18%8

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 34%/yr over the next 3 years, ahead of most of the market.10/10

Revenue grew 12%/yr over the last 3 years and is set to grow 34%/yr from here.

The runway holds up: revenue is set to grow 24%/yr over five years.10/10

Earnings are set to grow in step with sales (EPS about 33%/yr vs revenue 34%/yr).

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG82 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-3%6

3-month return+1%7

YTD return+25%8

MID & LONG-TERM▾SCORE

% of 52-week high95%9

1-year return+16%7

3-year return+105%8

5-year return+131%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +105% over three years and +131% over five, ahead of 70% of the market.

It's up 16% over the past year, now 5% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+1%) and so far this year (+25%).

WATCH

Returns sit at the market level over the past month (-3%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Bank First Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

BFCBank First

Revenue FY25$173M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+12%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+34%–

Revenue, next 5Y, CAGR+24%10

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+40%9

EPS growth, FY27E+33%9

EPS growth, FY28E+18%8

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 34%/yr over the next 3 years, ahead of most of the market.10/10

Revenue grew 12%/yr over the last 3 years and is set to grow 34%/yr from here.

The runway holds up: revenue is set to grow 24%/yr over five years.10/10

Earnings are set to grow in step with sales (EPS about 33%/yr vs revenue 34%/yr).

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG82 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-3%6

3-month return+1%7

YTD return+25%8

MID & LONG-TERM▾SCORE

% of 52-week high95%9

1-year return+16%7

3-year return+105%8

5-year return+131%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +105% over three years and +131% over five, ahead of 70% of the market.

It's up 16% over the past year, now 5% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+1%) and so far this year (+25%).

WATCH

Returns sit at the market level over the past month (-3%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Bank First Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community