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Banca Generali S.p.A. (BGN) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Banca Generali S.p.A.

BGNMarket cap $7.67BPrice $67.1

Country🇮🇹Italy

SectorFinancials

IndustryCapital Markets

Manages wealth for Italy's affluent, offering investment advisory, insurance, and banking services through a network of financial advisors. Backed by Generali's insurance giant, it's become one of Europe's fastest-growing private banks by assets under management.

In Bastion Portfolios?

52W Return+30%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+20%9

Revenue Forecast

Rev CAGR (1y)+6%5

Rev CAGR (3y)+5%4

Rev CAGR (5y)+4%3

Earnings Forecast

EPS Growth Y+1-5%3

EPS Growth Y+2+0%4

EPS Growth Y+3+7%6

Quality

Margins

EBIT Margin0%10

Net Income Margin46%10

Free Cash Flow Margin-80%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE37%10

ROA3%5

Earnings Stability55

GEAR+AVERAGE51

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)156

P/E Ratio (Forward 3y)145

P/BV4.54

EV Multiples

EV/EBITDA Fwd06

EV/EBIT Fwd06

Yield

Free Cash Flow Yield0.0%8

Dividend Yieldna–

Momentum

Short term

1 month return-11%2

3 month return-8%4

YTD return+10%6

Mid term

Price vs 52wHigh86%7

1 year return+30%8

Long term

3 year return+112%8

5 year return+121%8

Risk Shield

Price Risk

Beta0.85

Volatility23%9

Free Cash Flow

Free Cash Flow Margin-80%1

Free Cash Flow Yield0.0%8

Quality

ROCE31%5

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

BGNBanca Generali S.p.A.

Revenue FY25$1.2B

GROWTH RATING↗

AVERAGE36 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+20%9

Revenue, next 1Y+6%5

Revenue, next 3Y, CAGR+5%4

Revenue, next 5Y, CAGR+4%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-5%3

EPS growth, FY27E+0%4

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 20%/yr over the last 3 years, ahead of 80% of companies worldwide.9/10

WATCH

A mid-pack grower, ahead of 36% of companies worldwide.

Revenue is set to grow 5%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 20%/yr over the last 3 years; forecasts see it cooling to 5%/yr.

Earnings are set to grow in step with sales (EPS about 0.4%/yr vs revenue 5%/yr). One year dips: EPS falls 5% next year.

WEAKNESSES

Over five years revenue is set to grow 4%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Maturing Grower

A middle-of-the-pack grower that is slowing. The one thing to watch: the five-year outlook is thin.

03Price Momentum

Is the market behind it right now?

BGNBanca Generali S.p.A.

Total return Current278%

Price return Current181%

MOMENTUM RATING↗

AVERAGE59 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-11%2

3-month return-8%4

YTD return+10%6

MID & LONG-TERM▾SCORE

% of 52-week high86%7

1-year return+30%8

3-year return+112%8

5-year return+121%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +112% over three years and +121% over five, ahead of 70% of the market.

It's up 30% over the past year, but 14% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over three months (-8%) and so far this year (+10%).

WEAKNESSES

The stock is underperforming over the past month (-11%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on Banca Generali. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

BGNBanca Generali S.p.A.

Revenue FY25$1.2B

GROWTH RATING↗

AVERAGE36 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+20%9

Revenue, next 1Y+6%5

Revenue, next 3Y, CAGR+5%4

Revenue, next 5Y, CAGR+4%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-5%3

EPS growth, FY27E+0%4

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 20%/yr over the last 3 years, ahead of 80% of companies worldwide.9/10

WATCH

A mid-pack grower, ahead of 36% of companies worldwide.

Revenue is set to grow 5%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 20%/yr over the last 3 years; forecasts see it cooling to 5%/yr.

Earnings are set to grow in step with sales (EPS about 0.4%/yr vs revenue 5%/yr). One year dips: EPS falls 5% next year.

WEAKNESSES

Over five years revenue is set to grow 4%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Maturing Grower

A middle-of-the-pack grower that is slowing. The one thing to watch: the five-year outlook is thin.

03Price Momentum

Is the market behind it right now?

BGNBanca Generali S.p.A.

Total return Current278%

Price return Current181%

MOMENTUM RATING↗

AVERAGE59 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-11%2

3-month return-8%4

YTD return+10%6

MID & LONG-TERM▾SCORE

% of 52-week high86%7

1-year return+30%8

3-year return+112%8

5-year return+121%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +112% over three years and +121% over five, ahead of 70% of the market.

It's up 30% over the past year, but 14% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over three months (-8%) and so far this year (+10%).

WEAKNESSES

The stock is underperforming over the past month (-11%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on Banca Generali. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community