Loading stock…

Banco Santander (Brasil) S.A. (BSBR) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Banco Santander (Brasil) S.A.

BSBRMarket cap $22BPrice $6.0

Country🇧🇷Brazil

SectorFinancials

IndustryBanks

Runs one of Brazil's largest banking networks, serving over 25 million customers with loans, credit cards, and investment services. It's the crown jewel of Santander's global empire, often out-earning its Spanish parent in profit contribution.

In Bastion Portfolios?

52W Return+18%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+2%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+6%–

Rev CAGR (5y)+5%4

Earnings Forecast

EPS Growth Y+1-3%3

EPS Growth Y+2+21%8

EPS Growth Y+3+14%7

Quality

Margins

EBIT Margin0%5

Net Income Margin29%9

Free Cash Flow Margin80%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE11%5

ROA1%3

Earnings Stability44

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

100

Price Multiples

P/E Ratio (Forward)710

P/E Ratio (Forward 3y)610

P/BV0.910

EV Multiples

EV/EBITDA Fwd010

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yield4.6%9

Momentum

Short term

1 month return+0%8

3 month return+19%9

YTD return+2%5

Mid term

Price vs 52wHigh84%6

1 year return+20%7

Long term

3 year return+31%4

5 year return+21%4

Risk Shield

Price Risk

Beta0.48

Volatility35%5

Free Cash Flow

Free Cash Flow Margin80%10

Free Cash Flow Yield0.0%10

Quality

ROCE5%3

Earnings Stability44

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

BSBRBanco Santander (Brasil) S.A.

Revenue FY25$10.5B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+2%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+6%–

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-3%3

EPS growth, FY27E+21%8

EPS growth, FY28E+14%7

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 2%/yr over the last 3 years and is set to grow 6%/yr from here.

WATCH

Revenue is set to grow 6%/yr over the next 3 years, a little behind the market.4/10

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow faster than sales (EPS about 14%/yr vs revenue 6%/yr), so margins should widen. One year dips: EPS falls 3% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

BSBRBanco Santander (Brasil) S.A.

Total return Current0.0%

Price return Current−32.7%

MOMENTUM RATING↗

AVERAGE65 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+0%8

3-month return+19%9

YTD return+2%5

MID & LONG-TERM▾SCORE

% of 52-week high84%6

1-year return+20%7

3-year return+31%4

5-year return+21%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 20% over the past year, but 16% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+0%) and over three months (+19%).

WATCH

Average long-term results. Multi-year returns are middling (+31% over three years and +21% over five), roughly average for the market.

Returns sit at the market level so far this year (+2%).

WEAKNESSES

None flagged.

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case.

04Value

Are you paying a fair price for it?

Stop guessing on Santander Brasil. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

BSBRBanco Santander (Brasil) S.A.

Revenue FY25$10.5B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+2%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+6%–

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-3%3

EPS growth, FY27E+21%8

EPS growth, FY28E+14%7

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 2%/yr over the last 3 years and is set to grow 6%/yr from here.

WATCH

Revenue is set to grow 6%/yr over the next 3 years, a little behind the market.4/10

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow faster than sales (EPS about 14%/yr vs revenue 6%/yr), so margins should widen. One year dips: EPS falls 3% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

BSBRBanco Santander (Brasil) S.A.

Total return Current0.0%

Price return Current−32.7%

MOMENTUM RATING↗

AVERAGE65 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+0%8

3-month return+19%9

YTD return+2%5

MID & LONG-TERM▾SCORE

% of 52-week high84%6

1-year return+20%7

3-year return+31%4

5-year return+21%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 20% over the past year, but 16% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+0%) and over three months (+19%).

WATCH

Average long-term results. Multi-year returns are middling (+31% over three years and +21% over five), roughly average for the market.

Returns sit at the market level so far this year (+2%).

WEAKNESSES

None flagged.

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case.

04Value

Are you paying a fair price for it?

Stop guessing on Santander Brasil. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community