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Cathay General Bancorp (CATY) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Cathay General Bancorp

CATYMarket cap $3.94BPrice $59.1

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a network of banks catering to Chinese-American communities across the U.S., bridging customers with ties to Greater China. Its niche focus on this demographic has made it a quiet powerhouse in ethnic community banking since 1962.

In Bastion Portfolios?

52W Return+31%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-1%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+9%–

Rev CAGR (5y)+6%6

Earnings Forecast

EPS Growth Y+1+23%8

EPS Growth Y+2+3%4

EPS Growth Y+3+7%6

Quality

Margins

EBIT Margin0%5

Net Income Margin44%10

Free Cash Flow Margin67%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE12%5

ROA1%3

Earnings Stability77

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)108

P/E Ratio (Forward 3y)108

P/BV1.38

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%9

Dividend Yield2.6%6

Momentum

Short term

1 month return-4%5

3 month return-1%6

YTD return+25%8

Mid term

Price vs 52wHigh91%9

1 year return+24%7

Long term

3 year return+87%7

5 year return+64%6

Risk Shield

Price Risk

Beta0.85

Volatility24%9

Free Cash Flow

Free Cash Flow Margin67%10

Free Cash Flow Yield0.0%9

Quality

ROCE14%3

Earnings Stability77

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

CATYCathay General Bancorp

Revenue FY25$818M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-1%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+9%–

Revenue, next 5Y, CAGR+6%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+23%8

EPS growth, FY27E+3%4

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 9%/yr from here.

Earnings are set to grow in step with sales (EPS about 7%/yr vs revenue 9%/yr).

WATCH

Revenue is set to grow 9%/yr over the next 3 years, a little ahead of the market.6/10

Over five years revenue is set to grow 6%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG70 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-1%6

YTD return+25%8

MID & LONG-TERM▾SCORE

% of 52-week high91%9

1-year return+24%7

3-year return+87%7

5-year return+64%6

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +87% over three years and +64% over five, ahead of 60% of the market.

It's up 24% over the past year, but 9% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+25%).

WATCH

Returns sit at the market level over the past month (-4%) and over three months (-1%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns and the stock sits near its highs. A reliable trend, if not the single hottest name in the market.

04Value

Are you paying a fair price for it?

Stop guessing on Cathay General. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

CATYCathay General Bancorp

Revenue FY25$818M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-1%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+9%–

Revenue, next 5Y, CAGR+6%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+23%8

EPS growth, FY27E+3%4

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 9%/yr from here.

Earnings are set to grow in step with sales (EPS about 7%/yr vs revenue 9%/yr).

WATCH

Revenue is set to grow 9%/yr over the next 3 years, a little ahead of the market.6/10

Over five years revenue is set to grow 6%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG70 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-1%6

YTD return+25%8

MID & LONG-TERM▾SCORE

% of 52-week high91%9

1-year return+24%7

3-year return+87%7

5-year return+64%6

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +87% over three years and +64% over five, ahead of 60% of the market.

It's up 24% over the past year, but 9% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+25%).

WATCH

Returns sit at the market level over the past month (-4%) and over three months (-1%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns and the stock sits near its highs. A reliable trend, if not the single hottest name in the market.

04Value

Are you paying a fair price for it?

Stop guessing on Cathay General. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community