Loading stock…

City Holding Company (CHCO) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

City Holding Company

CHCOMarket cap $1.97BPrice $140.6

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs City National Bank across West Virginia and neighboring states, offering community banking with a small-town feel. It's stayed profitable for decades by avoiding risky bets that sank bigger banks in 2008.

In Bastion Portfolios?

52W Return+19%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+8%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+4%–

Rev CAGR (5y)+3%3

Earnings Forecast

EPS Growth Y+1+5%5

EPS Growth Y+2+1%4

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin0%7

Net Income Margin41%10

Free Cash Flow Margin43%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE17%7

ROA2%4

Earnings Stability1010

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)156

P/E Ratio (Forward 3y)145

P/BV2.46

EV Multiples

EV/EBITDA Fwd06

EV/EBIT Fwd06

Yield

Free Cash Flow Yield0.0%7

Dividend Yield2.8%7

Momentum

Short term

1 month return-2%6

3 month return+7%8

YTD return+20%8

Mid term

Price vs 52wHigh94%9

1 year return+19%7

Long term

3 year return+66%6

5 year return+105%8

Risk Shield

Price Risk

Beta0.58

Volatility18%10

Free Cash Flow

Free Cash Flow Margin43%10

Free Cash Flow Yield0.0%7

Quality

ROCE17%4

Earnings Stability1010

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

CHCOCity Holding

Revenue FY25$316M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+4%–

Revenue, next 5Y, CAGR+3%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+5%5

EPS growth, FY27E+1%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue grew 8%/yr over the last 3 years; forecasts see it cooling to 4%/yr.

Earnings are set to grow in step with sales (EPS about 4%/yr vs revenue 4%/yr).

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to grow 4%/yr over the next 3 years, behind most of the market.3/10

Over five years revenue is set to grow 3%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG82 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-2%6

3-month return+7%8

YTD return+20%8

MID & LONG-TERM▾SCORE

% of 52-week high94%9

1-year return+19%7

3-year return+66%6

5-year return+105%8

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +66% over three years and +105% over five, ahead of 60% of the market.

It's up 19% over the past year, now 6% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+7%) and so far this year (+20%).

WATCH

Returns sit at the market level over the past month (-2%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on City Holding Company. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

CHCOCity Holding

Revenue FY25$316M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+4%–

Revenue, next 5Y, CAGR+3%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+5%5

EPS growth, FY27E+1%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue grew 8%/yr over the last 3 years; forecasts see it cooling to 4%/yr.

Earnings are set to grow in step with sales (EPS about 4%/yr vs revenue 4%/yr).

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to grow 4%/yr over the next 3 years, behind most of the market.3/10

Over five years revenue is set to grow 3%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG82 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-2%6

3-month return+7%8

YTD return+20%8

MID & LONG-TERM▾SCORE

% of 52-week high94%9

1-year return+19%7

3-year return+66%6

5-year return+105%8

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +66% over three years and +105% over five, ahead of 60% of the market.

It's up 19% over the past year, now 6% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+7%) and so far this year (+20%).

WATCH

Returns sit at the market level over the past month (-2%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on City Holding Company. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community