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Columbia Banking System, Inc. (COLB) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Columbia Banking System, Inc.

COLBMarket cap $8.07BPrice $28.5

Country🇺🇸United States

SectorFinancials

IndustryBanks

Operates Umpqua Bank, one of the largest banks headquartered in the Pacific Northwest, serving businesses and consumers across the western U.S. Built through a merger of equals, it now manages tens of billions in assets while staying deeply community-focused.

In Bastion Portfolios?

52W Return+20%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+22%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+10%–

Rev CAGR (5y)+7%6

Earnings Forecast

EPS Growth Y+1+33%9

EPS Growth Y+2+1%4

EPS Growth Y+3-3%3

Quality

Margins

EBIT Margin0%5

Net Income Margin28%9

Free Cash Flow Margin50%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE11%5

ROA1%3

Earnings Stability44

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)99

P/E Ratio (Forward 3y)98

P/BV1.19

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%9

Dividend Yield5.2%9

Momentum

Short term

1 month return-4%5

3 month return-9%4

YTD return+6%6

Mid term

Price vs 52wHigh86%7

1 year return+17%7

Long term

3 year return+71%7

5 year return+7%4

Risk Shield

Price Risk

Beta1.04

Volatility27%8

Free Cash Flow

Free Cash Flow Margin50%10

Free Cash Flow Yield0.0%9

Quality

ROCE17%3

Earnings Stability44

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

COLBColumbia Banking System

Revenue FY25$2.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+22%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+10%–

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+33%9

EPS growth, FY27E+1%4

EPS growth, FY28E-3%3

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 10%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 22%/yr over the last 3 years; forecasts see it cooling to 10%/yr.

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

Earnings are set to grow slower than sales (EPS about 1%/yr vs revenue 10%/yr), so margins are under pressure. One year dips: EPS falls 3% in year 3.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: the pace is cooling.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE51 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-9%4

YTD return+6%6

MID & LONG-TERM▾SCORE

% of 52-week high86%7

1-year return+17%7

3-year return+71%7

5-year return+7%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 17% over the past year, but 14% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+71% over three years and +6.8% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%), over three months (-9%) and so far this year (+6%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Columbia Banking System, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

COLBColumbia Banking System

Revenue FY25$2.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+22%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+10%–

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+33%9

EPS growth, FY27E+1%4

EPS growth, FY28E-3%3

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 10%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 22%/yr over the last 3 years; forecasts see it cooling to 10%/yr.

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

Earnings are set to grow slower than sales (EPS about 1%/yr vs revenue 10%/yr), so margins are under pressure. One year dips: EPS falls 3% in year 3.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: the pace is cooling.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE51 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-9%4

YTD return+6%6

MID & LONG-TERM▾SCORE

% of 52-week high86%7

1-year return+17%7

3-year return+71%7

5-year return+7%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 17% over the past year, but 14% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+71% over three years and +6.8% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%), over three months (-9%) and so far this year (+6%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Columbia Banking System, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community