Loading stock…

Enterprise Financial Services Corp (EFSC) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Enterprise Financial Services Corp

EFSCMarket cap $2.16BPrice $59.6

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a regional bank holding company serving businesses and individuals across Missouri, Kansas, Arizona, and beyond. Built its reputation on relationship banking, quietly growing into a multi-billion-dollar lender while avoiding the flashy risks that sank bigger competitors.

In Bastion Portfolios?

52W Return+14%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+8%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+7%–

Rev CAGR (5y)+5%4

Earnings Forecast

EPS Growth Y+1+1%4

EPS Growth Y+2+8%6

EPS Growth Y+3+1%4

Quality

Margins

EBIT Margin0%4

Net Income Margin27%9

Free Cash Flow Margin30%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE10%4

ROA1%3

Earnings Stability77

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)118

P/E Ratio (Forward 3y)108

P/BV1.19

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%9

Dividend Yield2.3%6

Momentum

Short term

1 month return-7%3

3 month return-8%4

YTD return+12%7

Mid term

Price vs 52wHigh87%7

1 year return+6%5

Long term

3 year return+70%6

5 year return+40%5

Risk Shield

Price Risk

Beta0.76

Volatility23%9

Free Cash Flow

Free Cash Flow Margin30%9

Free Cash Flow Yield0.0%9

Quality

ROCE9%3

Earnings Stability77

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

EFSCEnterprise Financial Services

Revenue FY25$674M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+7%–

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+1%4

EPS growth, FY27E+8%6

EPS growth, FY28E+1%4

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 7%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 8%/yr over the last 3 years and is set to keep growing around 7%/yr.

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow slower than sales (EPS about 1%/yr vs revenue 7%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE41 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%3

3-month return-8%4

YTD return+12%7

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+6%5

3-year return+70%6

5-year return+40%5

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming so far this year (+12%).

WATCH

Average long-term results. Multi-year returns are middling (+70% over three years and +40% over five), roughly average for the market.

It's up 6% over the past year, but 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over three months (-8%).

WEAKNESSES

The stock is underperforming over the past month (-7%).

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on Enterprise Financial Services Corp. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

EFSCEnterprise Financial Services

Revenue FY25$674M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+7%–

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+1%4

EPS growth, FY27E+8%6

EPS growth, FY28E+1%4

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 7%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 8%/yr over the last 3 years and is set to keep growing around 7%/yr.

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow slower than sales (EPS about 1%/yr vs revenue 7%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE41 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%3

3-month return-8%4

YTD return+12%7

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+6%5

3-year return+70%6

5-year return+40%5

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming so far this year (+12%).

WATCH

Average long-term results. Multi-year returns are middling (+70% over three years and +40% over five), roughly average for the market.

It's up 6% over the past year, but 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over three months (-8%).

WEAKNESSES

The stock is underperforming over the past month (-7%).

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on Enterprise Financial Services Corp. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community