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F.N.B. Corporation (FNB) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

F.N.B. Corporation

FNBMarket cap $6.10BPrice $17.3

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a regional bank across Pennsylvania, Ohio, and the Mid-Atlantic, offering consumer and commercial banking, wealth management, and insurance. It's grown through decades of acquisitions into one of the largest banks headquartered in Western Pennsylvania.

In Bastion Portfolios?

52W Return+16%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+7%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+7%–

Rev CAGR (5y)+5%5

Earnings Forecast

EPS Growth Y+1+10%6

EPS Growth Y+2+8%6

EPS Growth Y+3+1%4

Quality

Margins

EBIT Margin0%4

Net Income Margin35%9

Free Cash Flow Margin36%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE9%4

ROA1%3

Earnings Stability77

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)109

P/E Ratio (Forward 3y)98

P/BV0.910

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%9

Dividend Yield3.0%7

Momentum

Short term

1 month return-7%3

3 month return-8%4

YTD return+3%5

Mid term

Price vs 52wHigh89%8

1 year return+9%6

Long term

3 year return+74%7

5 year return+73%7

Risk Shield

Price Risk

Beta1.13

Volatility25%8

Free Cash Flow

Free Cash Flow Margin36%10

Free Cash Flow Yield0.0%9

Quality

ROCE8%3

Earnings Stability77

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

FNBF.N.B

Revenue FY25$1.8B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+7%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+7%–

Revenue, next 5Y, CAGR+5%5

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+10%6

EPS growth, FY27E+8%6

EPS growth, FY28E+1%4

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 7%/yr over the next 3 years, in line with the market.5/10

Revenue grew 7%/yr over the last 3 years and is set to keep growing around 7%/yr.

Over five years revenue is set to grow 5%/yr, about average versus companies worldwide.5/10

Earnings are set to grow in step with sales (EPS about 8%/yr vs revenue 7%/yr).

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE55 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%3

3-month return-8%4

YTD return+3%5

MID & LONG-TERM▾SCORE

% of 52-week high89%8

1-year return+9%6

3-year return+74%7

5-year return+73%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +74% over three years and +73% over five, ahead of 60% of the market.

It's up 9% over the past year, but 11% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over three months (-8%) and so far this year (+3%).

WEAKNESSES

The stock is underperforming over the past month (-7%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on F.N.B. Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

FNBF.N.B

Revenue FY25$1.8B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+7%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+7%–

Revenue, next 5Y, CAGR+5%5

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+10%6

EPS growth, FY27E+8%6

EPS growth, FY28E+1%4

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 7%/yr over the next 3 years, in line with the market.5/10

Revenue grew 7%/yr over the last 3 years and is set to keep growing around 7%/yr.

Over five years revenue is set to grow 5%/yr, about average versus companies worldwide.5/10

Earnings are set to grow in step with sales (EPS about 8%/yr vs revenue 7%/yr).

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE55 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%3

3-month return-8%4

YTD return+3%5

MID & LONG-TERM▾SCORE

% of 52-week high89%8

1-year return+9%6

3-year return+74%7

5-year return+73%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +74% over three years and +73% over five, ahead of 60% of the market.

It's up 9% over the past year, but 11% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over three months (-8%) and so far this year (+3%).

WEAKNESSES

The stock is underperforming over the past month (-7%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on F.N.B. Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community