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Glacier Bancorp, Inc. (GBCI) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Glacier Bancorp, Inc.

GBCIMarket cap $5.60BPrice $43.0

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a network of community banks across the Mountain West, serving small towns big lenders often ignore. With over 200 branches spanning eight states, it's built a fortress balance sheet through decades of conservative, relationship-based banking.

In Bastion Portfolios?

52W Return-1%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+2%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+16%–

Rev CAGR (5y)+11%8

Earnings Forecast

EPS Growth Y+1+55%9

EPS Growth Y+2+15%7

EPS Growth Y+3+11%7

Quality

Margins

EBIT Margin0%4

Net Income Margin28%9

Free Cash Flow Margin36%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE8%4

ROA1%3

Earnings Stability44

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)137

P/E Ratio (Forward 3y)117

P/BV1.38

EV Multiples

EV/EBITDA Fwd07

EV/EBIT Fwd07

Yield

Free Cash Flow Yield0.0%6

Dividend Yield3.3%8

Momentum

Short term

1 month return-5%4

3 month return-16%2

YTD return-0%5

Mid term

Price vs 52wHigh79%5

1 year return-7%4

Long term

3 year return+56%6

5 year return-9%3

Risk Shield

Price Risk

Beta0.85

Volatility28%7

Free Cash Flow

Free Cash Flow Margin36%10

Free Cash Flow Yield0.0%6

Quality

ROCE9%3

Earnings Stability44

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

GBCIGlacier Bancorp

Revenue FY25$1.0B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+2%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+16%–

Revenue, next 5Y, CAGR+11%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+55%9

EPS growth, FY27E+15%7

EPS growth, FY28E+11%7

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 16%/yr over the next 3 years, ahead of most of the market.8/10

Revenue grew 2%/yr over the last 3 years and is set to grow 16%/yr from here.

The runway holds up: revenue is set to grow 11%/yr over five years.8/10

Earnings are set to grow in step with sales (EPS about 15%/yr vs revenue 16%/yr).

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK24 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%4

3-month return-16%2

YTD return-0%5

MID & LONG-TERM▾SCORE

% of 52-week high79%5

1-year return-7%4

3-year return+56%6

5-year return-9%3

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+56% over three years and -9% over five), roughly average for the market.

It's down 7% over the past year, now 21% below its 52-week high. That is right in line with the market.

Returns sit at the market level over the past month (-5%) and so far this year (+0%).

WEAKNESSES

The stock is underperforming over three months (-16%).

BOTTOM LINE

Falling Knife

Returns rank poorly over both the short and long run, and the price is still falling. Momentum is firmly negative — catching this is a bet against the tape, not with it. Wait for a base to form. The one thing to watch: the stock is underperforming over three months.

04Value

Are you paying a fair price for it?

Stop guessing on Glacier Bancorp, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

GBCIGlacier Bancorp

Revenue FY25$1.0B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+2%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+16%–

Revenue, next 5Y, CAGR+11%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+55%9

EPS growth, FY27E+15%7

EPS growth, FY28E+11%7

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 16%/yr over the next 3 years, ahead of most of the market.8/10

Revenue grew 2%/yr over the last 3 years and is set to grow 16%/yr from here.

The runway holds up: revenue is set to grow 11%/yr over five years.8/10

Earnings are set to grow in step with sales (EPS about 15%/yr vs revenue 16%/yr).

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK24 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%4

3-month return-16%2

YTD return-0%5

MID & LONG-TERM▾SCORE

% of 52-week high79%5

1-year return-7%4

3-year return+56%6

5-year return-9%3

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+56% over three years and -9% over five), roughly average for the market.

It's down 7% over the past year, now 21% below its 52-week high. That is right in line with the market.

Returns sit at the market level over the past month (-5%) and so far this year (+0%).

WEAKNESSES

The stock is underperforming over three months (-16%).

BOTTOM LINE

Falling Knife

04Value

Are you paying a fair price for it?

Stop guessing on Glacier Bancorp, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community