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Huntington Bancshares Incorporated (HBAN) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Huntington Bancshares Incorporated

HBANMarket cap $31BPrice $15.4

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a Midwest-focused regional bank serving consumers and businesses across Ohio, Michigan, and Pennsylvania with lending, deposits, and payments. Its $1,000 no-fee overdraft buffer became an industry model, proving customer-friendly banking can still be wildly profitable.

In Bastion Portfolios?

52W Return+1%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+3%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+18%–

Rev CAGR (5y)+4%4

Earnings Forecast

EPS Growth Y+1+11%7

EPS Growth Y+2+13%7

EPS Growth Y+3+8%6

Quality

Margins

EBIT Margin0%4

Net Income Margin26%9

Free Cash Flow Margin29%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE9%4

ROA1%3

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)109

P/E Ratio (Forward 3y)89

P/BV1.09

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%8

Dividend Yield4.0%8

Momentum

Short term

1 month return-7%4

3 month return-13%3

YTD return-9%4

Mid term

Price vs 52wHigh81%6

1 year return-2%4

Long term

3 year return+73%7

5 year return+20%4

Risk Shield

Price Risk

Beta1.23

Volatility27%8

Free Cash Flow

Free Cash Flow Margin29%9

Free Cash Flow Yield0.0%8

Quality

ROCE7%3

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

HBANHuntington Bancshares

Revenue FY25$8.2B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+3%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+18%–

Revenue, next 5Y, CAGR+4%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+11%7

EPS growth, FY27E+13%7

EPS growth, FY28E+8%6

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 3%/yr over the last 3 years and is set to grow 18%/yr from here.

WATCH

Revenue is set to grow 18%/yr over the next 3 years, a little behind the market.4/10

Over five years revenue is set to grow 4%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow slower than sales (EPS about 11%/yr vs revenue 18%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK34 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return-13%3

YTD return-9%4

MID & LONG-TERM▾SCORE

% of 52-week high81%6

1-year return-2%4

3-year return+73%7

5-year return+20%4

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+73% over three years and +20% over five), roughly average for the market.

It's down 2% over the past year, now 19% below its 52-week high. That is right in line with the market.

Returns sit at the market level over the past month (-7%) and so far this year (-9%).

WEAKNESSES

The stock is underperforming over three months (-13%).

BOTTOM LINE

Falling Knife

Returns rank poorly over both the short and long run, and the price is still falling. Momentum is firmly negative — catching this is a bet against the tape, not with it. Wait for a base to form. The one thing to watch: the stock is underperforming over three months.

04Value

Are you paying a fair price for it?

Stop guessing on Huntington Bancshares Incorporated. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

HBANHuntington Bancshares

Revenue FY25$8.2B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+3%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+18%–

Revenue, next 5Y, CAGR+4%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+11%7

EPS growth, FY27E+13%7

EPS growth, FY28E+8%6

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 3%/yr over the last 3 years and is set to grow 18%/yr from here.

WATCH

Revenue is set to grow 18%/yr over the next 3 years, a little behind the market.4/10

Over five years revenue is set to grow 4%/yr, behind 60% of companies worldwide.4/10

Earnings are set to grow slower than sales (EPS about 11%/yr vs revenue 18%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK34 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return-13%3

YTD return-9%4

MID & LONG-TERM▾SCORE

% of 52-week high81%6

1-year return-2%4

3-year return+73%7

5-year return+20%4

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+73% over three years and +20% over five), roughly average for the market.

It's down 2% over the past year, now 19% below its 52-week high. That is right in line with the market.

Returns sit at the market level over the past month (-7%) and so far this year (-9%).

WEAKNESSES

The stock is underperforming over three months (-13%).

BOTTOM LINE

Falling Knife

04Value

Are you paying a fair price for it?

Stop guessing on Huntington Bancshares Incorporated. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community