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Hilltop Holdings Inc. (HTH) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Hilltop Holdings Inc.

HTHMarket cap $2.13BPrice $37.1

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a Texas-based mix of banking, insurance, and broker-dealer businesses under one roof. It's a rare setup where mortgage originations and municipal bond trading sit alongside traditional community banking.

In Bastion Portfolios?

52W Return+19%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-0%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+1%–

Rev CAGR (5y)+0%1

Earnings Forecast

EPS Growth Y+1-8%3

EPS Growth Y+2-4%3

EPS Growth Y+3-0%3

Quality

Margins

EBIT Margin0%4

Net Income Margin13%6

Free Cash Flow Margin-10%2

Debt

Net Debt/EBITDAna–

Efficiency

ROE7%4

ROA1%3

Earnings Stability44

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)185

P/E Ratio (Forward 3y)164

P/BV1.09

EV Multiples

EV/EBITDA Fwd05

EV/EBIT Fwd05

Yield

Free Cash Flow Yield0.0%8

Dividend Yield2.4%6

Momentum

Short term

1 month return-5%5

3 month return-3%5

YTD return+11%6

Mid term

Price vs 52wHigh92%9

1 year return+16%7

Long term

3 year return+40%5

5 year return+22%5

Risk Shield

Price Risk

Beta0.57

Volatility23%9

Free Cash Flow

Free Cash Flow Margin-10%2

Free Cash Flow Yield0.0%8

Quality

ROCE8%3

Earnings Stability44

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

HTHHilltop Holdings

Revenue FY25$1.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-0%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+1%–

Revenue, next 5Y, CAGR+0%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-8%3

EPS growth, FY27E-4%3

EPS growth, FY28E-0%3

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue held flat over the last 3 years and is set to grow around 0.6%/yr from here.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to grow 0.6%/yr over the next 3 years, behind most of the market.1/10

Over five years revenue is set to hold flat, behind 90% of companies worldwide.1/10

Earnings are set to fall even as revenue grows (EPS about -4%/yr vs revenue 0.6%/yr).

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE58 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%5

3-month return-3%5

YTD return+11%6

MID & LONG-TERM▾SCORE

% of 52-week high92%9

1-year return+16%7

3-year return+40%5

5-year return+22%5

MOMENTUM ASSESSMENT

STRENGTHS

It's up 16% over the past year, now 8% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+40% over three years and +22% over five), roughly average for the market.

Returns sit at the market level over the past month (-5%), over three months (-3%) and so far this year (+11%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Hilltop Holdings Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

HTHHilltop Holdings

Revenue FY25$1.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-0%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+1%–

Revenue, next 5Y, CAGR+0%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-8%3

EPS growth, FY27E-4%3

EPS growth, FY28E-0%3

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue held flat over the last 3 years and is set to grow around 0.6%/yr from here.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to grow 0.6%/yr over the next 3 years, behind most of the market.1/10

Over five years revenue is set to hold flat, behind 90% of companies worldwide.1/10

Earnings are set to fall even as revenue grows (EPS about -4%/yr vs revenue 0.6%/yr).

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE58 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%5

3-month return-3%5

YTD return+11%6

MID & LONG-TERM▾SCORE

% of 52-week high92%9

1-year return+16%7

3-year return+40%5

5-year return+22%5

MOMENTUM ASSESSMENT

STRENGTHS

It's up 16% over the past year, now 8% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+40% over three years and +22% over five), roughly average for the market.

Returns sit at the market level over the past month (-5%), over three months (-3%) and so far this year (+11%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Hilltop Holdings Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community