Loading stock…

Insurance Australia Group Limited (IAG) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Insurance Australia Group Limited

IAGMarket cap $13BPrice $5.6

Country🇦🇺Australia

SectorFinancials

IndustryInsurance

Sells home, car, and business insurance across Australia and New Zealand, protecting millions of households. Its brands like NRMA and CGU dominate the market, making IAG the largest general insurer down under, insuring roughly one in three Australians.

In Bastion Portfolios?

52W Return+13%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+12%7

Revenue Forecast

Rev CAGR (1y)-43%1

Rev CAGR (3y)-15%1

Rev CAGR (5y)-7%1

Earnings Forecast

EPS Growth Y+1+10%7

EPS Growth Y+2+7%6

EPS Growth Y+3+3%4

Quality

Margins

EBIT Margin10%4

Net Income Margin5%4

Free Cash Flow Margin5%4

Debt

Net Debt/EBITDA0.66

Efficiency

ROE14%6

ROA5%6

Earnings Stability77

GEAR+AVERAGE36

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)175

P/E Ratio (Forward 3y)154

P/BV2.56

EV Multiples

EV/EBITDA Fwd45

EV/EBIT Fwd45

Yield

Free Cash Flow Yield0.0%6

Dividend Yieldna–

Momentum

Short term

1 month return+0%8

3 month return-1%6

YTD return+3%5

Mid term

Price vs 52wHigh95%10

1 year return-1%5

Long term

3 year return+58%6

5 year return+81%7

Risk Shield

Price Risk

Beta-0.110

Volatility27%8

Free Cash Flow

Free Cash Flow Margin5%4

Free Cash Flow Yield0.0%6

Quality

ROCE7%6

Earnings Stability77

Net Debt/EBITDA0.66

02Growth

Is it actually growing, and how fast?

IAGInsurance Australia Group

Revenue FY26$13.3B

GROWTH RATING↗

VERY WEAK7 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+12%7

Revenue, next 1Y-43%1

Revenue, next 3Y, CAGR-15%1

Revenue, next 5Y, CAGR-7%1

EARNINGS FORECAST▾SCORE

EPS growth, FY27E+10%7

EPS growth, FY28E+7%6

EPS growth, FY29E+3%4

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 12%/yr over the last 3 years, ahead of 60% of companies worldwide.7/10

Earnings are set to grow faster than sales (EPS about 7%/yr vs revenue -15%/yr), so margins should widen.

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 93% of companies worldwide.

Revenue is set to shrink 15%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 12%/yr over the last 3 years, but it is set to shrink 15%/yr from here.

Over five years revenue is set to shrink 7%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

IAGInsurance Australia Group

Total return Current41.3%

Price return Current4.8%

MOMENTUM RATING↗

STRONG75 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+0%8

3-month return-1%6

YTD return+3%5

MID & LONG-TERM▾SCORE

% of 52-week high95%10

1-year return-1%5

3-year return+58%6

5-year return+81%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +58% over three years and +81% over five, ahead of 60% of the market.

It's down 1% over the past year, now 5% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+0%).

WATCH

Returns sit at the market level over three months (-1%) and so far this year (+3%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns and the stock sits near its highs. A reliable trend, if not the single hottest name in the market.

04Value

Are you paying a fair price for it?

Stop guessing on Insurance Australia Group Limited. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

IAGInsurance Australia Group

Revenue FY26$13.3B

GROWTH RATING↗

VERY WEAK7 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+12%7

Revenue, next 1Y-43%1

Revenue, next 3Y, CAGR-15%1

Revenue, next 5Y, CAGR-7%1

EARNINGS FORECAST▾SCORE

EPS growth, FY27E+10%7

EPS growth, FY28E+7%6

EPS growth, FY29E+3%4

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 12%/yr over the last 3 years, ahead of 60% of companies worldwide.7/10

Earnings are set to grow faster than sales (EPS about 7%/yr vs revenue -15%/yr), so margins should widen.

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 93% of companies worldwide.

Revenue is set to shrink 15%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 12%/yr over the last 3 years, but it is set to shrink 15%/yr from here.

Over five years revenue is set to shrink 7%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

IAGInsurance Australia Group

Total return Current41.3%

Price return Current4.8%

MOMENTUM RATING↗

STRONG75 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+0%8

3-month return-1%6

YTD return+3%5

MID & LONG-TERM▾SCORE

% of 52-week high95%10

1-year return-1%5

3-year return+58%6

5-year return+81%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +58% over three years and +81% over five, ahead of 60% of the market.

It's down 1% over the past year, now 5% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+0%).

WATCH

Returns sit at the market level over three months (-1%) and so far this year (+3%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns and the stock sits near its highs. A reliable trend, if not the single hottest name in the market.

04Value

Are you paying a fair price for it?

Stop guessing on Insurance Australia Group Limited. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community