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iA Financial Corporation Inc. (IAG) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

iA Financial Corporation Inc.

IAGMarket cap $13BPrice $143.5

Country🇨🇦Canada

SectorFinancials

IndustryInsurance

Sells life insurance, wealth management, and auto/home coverage across Canada and the US. One of Canada's oldest insurers, it manages over $200 billion in assets while quietly outperforming bigger bank-owned rivals in growth.

In Bastion Portfolios?

52W Return+31%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+10%7

Revenue Forecast

Rev CAGR (1y)+9%6

Rev CAGR (3y)+8%6

Rev CAGR (5y)+5%5

Earnings Forecast

EPS Growth Y+1+50%9

EPS Growth Y+2+7%6

EPS Growth Y+3+6%5

Quality

Margins

EBIT Margin16%6

Net Income Margin11%6

Free Cash Flow Margin15%7

Debt

Net Debt/EBITDA1.25

Efficiency

ROE15%6

ROA1%3

Earnings Stability77

GEAR+STRONG76

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)146

P/E Ratio (Forward 3y)126

P/BV2.56

EV Multiples

EV/EBITDA Fwd06

EV/EBIT Fwd06

Yield

Free Cash Flow Yield0.0%6

Dividend Yield2.2%6

Momentum

Short term

1 month return+0%8

3 month return+1%7

YTD return+17%7

Mid term

Price vs 52wHigh92%8

1 year return+30%8

Long term

3 year return+160%9

5 year return+231%9

Risk Shield

Price Risk

Beta1.04

Volatility24%9

Free Cash Flow

Free Cash Flow Margin15%7

Free Cash Flow Yield0.0%6

Quality

ROCE1%3

Earnings Stability77

Net Debt/EBITDA1.25

02Growth

Is it actually growing, and how fast?

IAGiA Financial Corporation

Revenue FY25$5.5B

GROWTH RATING↗

AVERAGE56 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+10%7

Revenue, next 1Y+9%6

Revenue, next 3Y, CAGR+8%6

Revenue, next 5Y, CAGR+5%5

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+50%9

EPS growth, FY27E+7%6

EPS growth, FY28E+6%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 10%/yr over the last 3 years, ahead of 60% of companies worldwide.7/10

Earnings are set to grow in step with sales (EPS about 7%/yr vs revenue 8%/yr).

WATCH

A mid-pack grower, ahead of 56% of companies worldwide.

Revenue is set to grow 8%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 10%/yr over the last 3 years and is set to keep growing around 8%/yr.

Over five years revenue is set to grow 5%/yr, about average versus companies worldwide.5/10

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Grower

A middle-of-the-pack grower. The one thing to watch: the long-term outlook is only average.

03Price Momentum

Is the market behind it right now?

IAGiA Financial Corporation

Total return Current493%

Price return Current351%

MOMENTUM RATING↗

VERY STRONG88 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+0%8

3-month return+1%7

YTD return+17%7

MID & LONG-TERM▾SCORE

% of 52-week high92%8

1-year return+30%8

3-year return+160%9

5-year return+231%9

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +160% over three years and +231% over five, ahead of 80% of the market.

It's up 30% over the past year, but 8% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+0%), over three months (+1%) and so far this year (+17%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on iA Financial Corporation Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

IAGiA Financial Corporation

Revenue FY25$5.5B

GROWTH RATING↗

AVERAGE56 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+10%7

Revenue, next 1Y+9%6

Revenue, next 3Y, CAGR+8%6

Revenue, next 5Y, CAGR+5%5

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+50%9

EPS growth, FY27E+7%6

EPS growth, FY28E+6%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 10%/yr over the last 3 years, ahead of 60% of companies worldwide.7/10

Earnings are set to grow in step with sales (EPS about 7%/yr vs revenue 8%/yr).

WATCH

A mid-pack grower, ahead of 56% of companies worldwide.

Revenue is set to grow 8%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 10%/yr over the last 3 years and is set to keep growing around 8%/yr.

Over five years revenue is set to grow 5%/yr, about average versus companies worldwide.5/10

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Grower

A middle-of-the-pack grower. The one thing to watch: the long-term outlook is only average.

03Price Momentum

Is the market behind it right now?

IAGiA Financial Corporation

Total return Current493%

Price return Current351%

MOMENTUM RATING↗

VERY STRONG88 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+0%8

3-month return+1%7

YTD return+17%7

MID & LONG-TERM▾SCORE

% of 52-week high92%8

1-year return+30%8

3-year return+160%9

5-year return+231%9

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +160% over three years and +231% over five, ahead of 80% of the market.

It's up 30% over the past year, but 8% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+0%), over three months (+1%) and so far this year (+17%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on iA Financial Corporation Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community