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IDBI Bank Limited (IDBI) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

IDBI Bank Limited

IDBIMarket cap $9.52BPrice $0.9

Country🇮🇳India

SectorFinancials

IndustryBanks

IDBI Bank offers retail and corporate banking, loans, and financial services across India. Once a development finance institution funding industrial projects, it's now majority-owned by LIC, blending insurance muscle with banking reach — a rare hybrid in Indian finance.

In Bastion Portfolios?

52W Return-16%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+15%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+8%–

Rev CAGR (5y)+5%5

Earnings Forecast

EPS Growth Y+1na–

EPS Growth Y+2na–

EPS Growth Y+3+3%5

Quality

Margins

EBIT Margin0%6

Net Income Margin49%10

Free Cash Flow Margin-107%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE14%6

ROA2%4

Earnings Stability1010

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)na–

P/E Ratio (Forward 3y)89

P/BV1.38

EV Multiples

EV/EBITDA Fwdna–

EV/EBIT Fwdna–

Yield

Free Cash Flow Yield0.0%9

Dividend Yieldna–

Momentum

Short term

1 month return+5%9

3 month return+6%8

YTD return-17%3

Mid term

Price vs 52wHigh72%4

1 year return-7%4

Long term

3 year return+27%4

5 year return+88%7

Risk Shield

Price Risk

Beta0.85

Volatility48%3

Free Cash Flow

Free Cash Flow Margin-107%1

Free Cash Flow Yield0.0%9

Quality

ROCE8%4

Earnings Stability1010

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

IDBIIDBI Bank

Revenue FY26$2.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+15%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+8%–

Revenue, next 5Y, CAGR+5%5

EARNINGS FORECAST▾SCORE

EPS growth, FY27Ena–

EPS growth, FY28Ena–

EPS growth, FY29E+3%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 8%/yr over the next 3 years, in line with the market.5/10

Revenue grew 15%/yr over the last 3 years; forecasts see it cooling to 8%/yr.

Over five years revenue is set to grow 5%/yr, about average versus companies worldwide.5/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Earnings are set to fall even as revenue grows (EPS about 0%/yr vs revenue 8%/yr).

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: earnings are forecast to fall.

03Price Momentum

Is the market behind it right now?

IDBIIDBI Bank

Total return Current−19.4%

Price return Current−24.5%

MOMENTUM RATING↗

AVERAGE57 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+5%9

3-month return+6%8

YTD return-17%3

MID & LONG-TERM▾SCORE

% of 52-week high72%4

1-year return-7%4

3-year return+27%4

5-year return+88%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over the past month (+5%) and over three months (+6%).

WATCH

Average long-term results. Multi-year returns are middling (+27% over three years and +88% over five), roughly average for the market.

It's down 7% over the past year, now 28% below its 52-week high. That is a touch behind the market.

WEAKNESSES

The stock is underperforming so far this year (-17%).

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case. The one thing to watch: the stock is underperforming so far this year.

04Value

Are you paying a fair price for it?

Stop guessing on IDBI Bank Limited. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

IDBIIDBI Bank

Revenue FY26$2.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+15%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+8%–

Revenue, next 5Y, CAGR+5%5

EARNINGS FORECAST▾SCORE

EPS growth, FY27Ena–

EPS growth, FY28Ena–

EPS growth, FY29E+3%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 8%/yr over the next 3 years, in line with the market.5/10

Revenue grew 15%/yr over the last 3 years; forecasts see it cooling to 8%/yr.

Over five years revenue is set to grow 5%/yr, about average versus companies worldwide.5/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Earnings are set to fall even as revenue grows (EPS about 0%/yr vs revenue 8%/yr).

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: earnings are forecast to fall.

03Price Momentum

Is the market behind it right now?

IDBIIDBI Bank

Total return Current−19.4%

Price return Current−24.5%

MOMENTUM RATING↗

AVERAGE57 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+5%9

3-month return+6%8

YTD return-17%3

MID & LONG-TERM▾SCORE

% of 52-week high72%4

1-year return-7%4

3-year return+27%4

5-year return+88%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over the past month (+5%) and over three months (+6%).

WATCH

Average long-term results. Multi-year returns are middling (+27% over three years and +88% over five), roughly average for the market.

It's down 7% over the past year, now 28% below its 52-week high. That is a touch behind the market.

WEAKNESSES

The stock is underperforming so far this year (-17%).

BOTTOM LINE

Fresh Momentum

04Value

Are you paying a fair price for it?

Stop guessing on IDBI Bank Limited. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community