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Independent Bank Corp. (INDB) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Independent Bank Corp.

INDBMarket cap $3.70BPrice $78.2

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs Rockland Trust, a Massachusetts-based commercial bank serving businesses and families across New England. Built its book through dozens of local acquisitions, quietly becoming one of the region's largest community bank holding companies without ever leaving its home turf.

In Bastion Portfolios?

52W Return+20%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+3%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+13%–

Rev CAGR (5y)+9%7

Earnings Forecast

EPS Growth Y+1+64%10

EPS Growth Y+2+8%6

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin0%4

Net Income Margin29%9

Free Cash Flow Margin32%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE8%4

ROA1%3

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)108

P/E Ratio (Forward 3y)98

P/BV1.19

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%8

Dividend Yield3.3%8

Momentum

Short term

1 month return-4%5

3 month return-4%5

YTD return+10%6

Mid term

Price vs 52wHigh90%8

1 year return+16%7

Long term

3 year return+81%7

5 year return+14%4

Risk Shield

Price Risk

Beta0.94

Volatility24%9

Free Cash Flow

Free Cash Flow Margin32%9

Free Cash Flow Yield0.0%8

Quality

ROCE10%3

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

INDBIndependent Bank

Revenue FY25$858M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+3%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+13%–

Revenue, next 5Y, CAGR+9%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+64%10

EPS growth, FY27E+8%6

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 13%/yr over the next 3 years, ahead of most of the market.7/10

Revenue grew 3%/yr over the last 3 years and is set to grow 13%/yr from here.

The runway holds up: revenue is set to grow 9%/yr over five years.7/10

Earnings are set to grow in step with sales (EPS about 8%/yr vs revenue 13%/yr).

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE59 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-4%5

YTD return+10%6

MID & LONG-TERM▾SCORE

% of 52-week high90%8

1-year return+16%7

3-year return+81%7

5-year return+14%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 16% over the past year, but 10% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+81% over three years and +14% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%), over three months (-4%) and so far this year (+10%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Independent Bank Corp.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

INDBIndependent Bank

Revenue FY25$858M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+3%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+13%–

Revenue, next 5Y, CAGR+9%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+64%10

EPS growth, FY27E+8%6

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 13%/yr over the next 3 years, ahead of most of the market.7/10

Revenue grew 3%/yr over the last 3 years and is set to grow 13%/yr from here.

The runway holds up: revenue is set to grow 9%/yr over five years.7/10

Earnings are set to grow in step with sales (EPS about 8%/yr vs revenue 13%/yr).

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE59 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-4%5

YTD return+10%6

MID & LONG-TERM▾SCORE

% of 52-week high90%8

1-year return+16%7

3-year return+81%7

5-year return+14%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 16% over the past year, but 10% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+81% over three years and +14% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%), over three months (-4%) and so far this year (+10%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Independent Bank Corp.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community