Loading stock…

Legal & General Group Plc (LGI) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Legal & General Group Plc

LGIMarket cap $20BPrice $3.8

Country🇬🇧United Kingdom

SectorFinancials

IndustryInsurance

Manages pensions, insurance, and investments for millions across Britain, overseeing hundreds of billions in assets. It's one of the UK's largest institutional investors, quietly shaping capital flows into infrastructure, real estate, and clean energy projects nationwide.

In Bastion Portfolios?

52W Return+25%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+1%3

Revenue Forecast

Rev CAGR (1y)-2%2

Rev CAGR (3y)+1%1

Rev CAGR (5y)+0%1

Earnings Forecast

EPS Growth Y+1+133%10

EPS Growth Y+2+4%5

EPS Growth Y+3+6%6

Quality

Margins

EBIT Margin11%5

Net Income Margin18%7

Free Cash Flow Margin17%7

Debt

Net Debt/EBITDA9.31

Efficiency

ROE26%9

ROA0%2

Earnings Stability44

GEAR+WEAK19

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)127

P/E Ratio (Forward 3y)117

P/BV5.83

EV Multiples

EV/EBITDA Fwd07

EV/EBIT Fwd07

Yield

Free Cash Flow Yield0.0%5

Dividend Yieldna–

Momentum

Short term

1 month return-4%6

3 month return-1%6

YTD return+22%8

Mid term

Price vs 52wHigh92%9

1 year return+31%8

Long term

3 year return+67%6

5 year return+54%6

Risk Shield

Price Risk

Beta0.85

Volatility39%5

Free Cash Flow

Free Cash Flow Margin17%7

Free Cash Flow Yield0.0%5

Quality

ROCE0%2

Earnings Stability44

Net Debt/EBITDA9.31

02Growth

Is it actually growing, and how fast?

LGILegal & General Group

Revenue FY25$14.9B

GROWTH RATING↗

VERY WEAK7 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+1%3

Revenue, next 1Y-2%2

Revenue, next 3Y, CAGR+1%1

Revenue, next 5Y, CAGR+0%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+133%10

EPS growth, FY27E+4%5

EPS growth, FY28E+6%6

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow faster than sales (EPS about 6%/yr vs revenue 0.8%/yr), so margins should widen.

WATCH

Revenue grew 0.8%/yr over the last 3 years and is set to keep growing around 0.8%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 93% of companies worldwide.

Revenue grew 0.8%/yr over the last 3 years, behind 70% of companies worldwide.3/10

Revenue is set to grow 0.8%/yr over the next 3 years, behind most of the market.1/10

Over five years revenue is set to hold flat, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: the 3-year revenue record is weak.

03Price Momentum

Is the market behind it right now?

LGILegal & General Group

Total return Current127%

Price return Current24.3%

MOMENTUM RATING↗

STRONG72 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%6

3-month return-1%6

YTD return+22%8

MID & LONG-TERM▾SCORE

% of 52-week high92%9

1-year return+31%8

3-year return+67%6

5-year return+54%6

MOMENTUM ASSESSMENT

STRENGTHS

It's up 31% over the past year, now 8% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+22%).

WATCH

Average long-term results. Multi-year returns are middling (+67% over three years and +54% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%) and over three months (-1%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Legal & General. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

LGILegal & General Group

Revenue FY25$14.9B

GROWTH RATING↗

VERY WEAK7 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+1%3

Revenue, next 1Y-2%2

Revenue, next 3Y, CAGR+1%1

Revenue, next 5Y, CAGR+0%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+133%10

EPS growth, FY27E+4%5

EPS growth, FY28E+6%6

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow faster than sales (EPS about 6%/yr vs revenue 0.8%/yr), so margins should widen.

WATCH

Revenue grew 0.8%/yr over the last 3 years and is set to keep growing around 0.8%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 93% of companies worldwide.

Revenue grew 0.8%/yr over the last 3 years, behind 70% of companies worldwide.3/10

Revenue is set to grow 0.8%/yr over the next 3 years, behind most of the market.1/10

Over five years revenue is set to hold flat, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: the 3-year revenue record is weak.

03Price Momentum

Is the market behind it right now?

LGILegal & General Group

Total return Current127%

Price return Current24.3%

MOMENTUM RATING↗

STRONG72 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%6

3-month return-1%6

YTD return+22%8

MID & LONG-TERM▾SCORE

% of 52-week high92%9

1-year return+31%8

3-year return+67%6

5-year return+54%6

MOMENTUM ASSESSMENT

STRENGTHS

It's up 31% over the past year, now 8% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+22%).

WATCH

Average long-term results. Multi-year returns are middling (+67% over three years and +54% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%) and over three months (-1%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Legal & General. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community