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Metropolitan Bank Holding Corp. (MCB) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Metropolitan Bank Holding Corp.

MCBMarket cap $1.08BPrice $87.0

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a New York-focused commercial bank serving small businesses, real estate investors, and specialty finance clients. It grew fast by exiting crypto-related deposits early, dodging the 2023 banking crisis that sank peers.

In Bastion Portfolios?

52W Return+22%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+4%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+22%–

Rev CAGR (5y)+17%9

Earnings Forecast

EPS Growth Y+1+36%9

EPS Growth Y+2+26%8

EPS Growth Y+3+23%8

Quality

Margins

EBIT Margin0%5

Net Income Margin28%9

Free Cash Flow Margin32%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE10%5

ROA1%3

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)99

P/E Ratio (Forward 3y)610

P/BV1.19

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%8

Dividend Yield1.6%4

Momentum

Short term

1 month return-5%5

3 month return-9%4

YTD return+15%7

Mid term

Price vs 52wHigh86%7

1 year return+17%7

Long term

3 year return+170%9

5 year return+2%4

Risk Shield

Price Risk

Beta1.04

Volatility33%6

Free Cash Flow

Free Cash Flow Margin32%9

Free Cash Flow Yield0.0%8

Quality

ROCE14%3

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

MCBMetropolitan Bank Holding

Revenue FY25$278M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+4%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+22%–

Revenue, next 5Y, CAGR+17%9

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+36%9

EPS growth, FY27E+26%8

EPS growth, FY28E+23%8

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 22%/yr over the next 3 years, ahead of most of the market.9/10

Revenue grew 4%/yr over the last 3 years and is set to grow 22%/yr from here.

The runway holds up: revenue is set to grow 17%/yr over five years.9/10

Earnings are set to grow in step with sales (EPS about 26%/yr vs revenue 22%/yr).

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE57 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%5

3-month return-9%4

YTD return+15%7

MID & LONG-TERM▾SCORE

% of 52-week high86%7

1-year return+17%7

3-year return+170%9

5-year return+2%4

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +170% over three years and +1.6% over five, ahead of 60% of the market.

It's up 17% over the past year, but 14% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+15%).

WATCH

Returns sit at the market level over the past month (-5%) and over three months (-9%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout.

04Value

Are you paying a fair price for it?

Stop guessing on Metropolitan Bank Holding Corp.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

MCBMetropolitan Bank Holding

Revenue FY25$278M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+4%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+22%–

Revenue, next 5Y, CAGR+17%9

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+36%9

EPS growth, FY27E+26%8

EPS growth, FY28E+23%8

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 22%/yr over the next 3 years, ahead of most of the market.9/10

Revenue grew 4%/yr over the last 3 years and is set to grow 22%/yr from here.

The runway holds up: revenue is set to grow 17%/yr over five years.9/10

Earnings are set to grow in step with sales (EPS about 26%/yr vs revenue 22%/yr).

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE57 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%5

3-month return-9%4

YTD return+15%7

MID & LONG-TERM▾SCORE

% of 52-week high86%7

1-year return+17%7

3-year return+170%9

5-year return+2%4

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +170% over three years and +1.6% over five, ahead of 60% of the market.

It's up 17% over the past year, but 14% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+15%).

WATCH

Returns sit at the market level over the past month (-5%) and over three months (-9%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout.

04Value

Are you paying a fair price for it?

Stop guessing on Metropolitan Bank Holding Corp.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community