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Regions Financial Corporation (RF) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Regions Financial Corporation

RFMarket cap $23BPrice $26.7

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a regional bank across the South, Midwest, and Texas, serving millions with checking accounts, loans, and wealth management. Survived the 2008 crisis and now quietly profits from being the go-to bank in towns Wall Street ignores.

In Bastion Portfolios?

52W Return+16%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+1%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+6%–

Rev CAGR (5y)+5%4

Earnings Forecast

EPS Growth Y+1+15%8

EPS Growth Y+2+3%4

EPS Growth Y+3+5%5

Quality

Margins

EBIT Margin0%5

Net Income Margin31%9

Free Cash Flow Margin25%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE12%5

ROA1%3

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)108

P/E Ratio (Forward 3y)98

P/BV1.38

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%9

Dividend Yield4.5%9

Momentum

Short term

1 month return-11%2

3 month return-10%3

YTD return+1%5

Mid term

Price vs 52wHigh83%6

1 year return+10%6

Long term

3 year return+84%7

5 year return+49%6

Risk Shield

Price Risk

Beta1.13

Volatility24%8

Free Cash Flow

Free Cash Flow Margin25%9

Free Cash Flow Yield0.0%9

Quality

ROCE11%3

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

RFRegions Financial

Revenue FY25$7.5B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+1%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+6%–

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+15%8

EPS growth, FY27E+3%4

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 0.8%/yr over the last 3 years and is set to grow 6%/yr from here.

Earnings are set to grow in step with sales (EPS about 5%/yr vs revenue 6%/yr).

WATCH

Revenue is set to grow 6%/yr over the next 3 years, a little behind the market.4/10

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE39 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-11%2

3-month return-10%3

YTD return+1%5

MID & LONG-TERM▾SCORE

% of 52-week high83%6

1-year return+10%6

3-year return+84%7

5-year return+49%6

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +84% over three years and +49% over five, ahead of 60% of the market.

WATCH

It's up 10% over the past year, but 17% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level so far this year (+1%).

WEAKNESSES

The stock is underperforming over the past month (-11%) and over three months (-10%).

BOTTOM LINE

Long-Term Winner, Cooling Off

Multi-year returns are elite even though the latest weeks are quieter. Often a quality compounder taking a breather rather than breaking down. The one thing to watch: the stock is underperforming over the past month and over three months.

04Value

Are you paying a fair price for it?

Stop guessing on Regions Financial Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

RFRegions Financial

Revenue FY25$7.5B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+1%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+6%–

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+15%8

EPS growth, FY27E+3%4

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 0.8%/yr over the last 3 years and is set to grow 6%/yr from here.

Earnings are set to grow in step with sales (EPS about 5%/yr vs revenue 6%/yr).

WATCH

Revenue is set to grow 6%/yr over the next 3 years, a little behind the market.4/10

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE39 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-11%2

3-month return-10%3

YTD return+1%5

MID & LONG-TERM▾SCORE

% of 52-week high83%6

1-year return+10%6

3-year return+84%7

5-year return+49%6

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +84% over three years and +49% over five, ahead of 60% of the market.

WATCH

It's up 10% over the past year, but 17% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level so far this year (+1%).

WEAKNESSES

The stock is underperforming over the past month (-11%) and over three months (-10%).

BOTTOM LINE

Long-Term Winner, Cooling Off

04Value

Are you paying a fair price for it?

Stop guessing on Regions Financial Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community