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Renasant Corporation (RNST) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Renasant Corporation

RNSTMarket cap $3.60BPrice $39.4

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a regional banking network across the Southeast, offering commercial loans, mortgages, and wealth management to communities most big banks overlook. Its careful, relationship-first lending helped it dodge the worst of the 2008 crisis.

In Bastion Portfolios?

52W Return+17%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+13%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+11%–

Rev CAGR (5y)+7%6

Earnings Forecast

EPS Growth Y+1+85%10

EPS Growth Y+2+0%4

EPS Growth Y+3+1%4

Quality

Margins

EBIT Margin0%4

Net Income Margin30%9

Free Cash Flow Margin38%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE8%4

ROA1%3

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)118

P/E Ratio (Forward 3y)107

P/BV0.910

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%9

Dividend Yield2.4%6

Momentum

Short term

1 month return-4%5

3 month return-7%4

YTD return+14%7

Mid term

Price vs 52wHigh89%8

1 year return+9%6

Long term

3 year return+63%6

5 year return+19%4

Risk Shield

Price Risk

Beta1.04

Volatility25%8

Free Cash Flow

Free Cash Flow Margin38%10

Free Cash Flow Yield0.0%9

Quality

ROCE10%3

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

RNSTRenasant

Revenue FY25$986M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+13%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+11%–

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+85%10

EPS growth, FY27E+0%4

EPS growth, FY28E+1%4

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 11%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 13%/yr over the last 3 years and is set to keep growing around 11%/yr.

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

Earnings are set to grow slower than sales (EPS about 1%/yr vs revenue 11%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE49 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-7%4

YTD return+14%7

MID & LONG-TERM▾SCORE

% of 52-week high89%8

1-year return+9%6

3-year return+63%6

5-year return+19%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 9% over the past year, but 11% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+14%).

WATCH

Average long-term results. Multi-year returns are middling (+63% over three years and +19% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%) and over three months (-7%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Renasant Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

RNSTRenasant

Revenue FY25$986M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+13%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+11%–

Revenue, next 5Y, CAGR+7%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+85%10

EPS growth, FY27E+0%4

EPS growth, FY28E+1%4

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 11%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 13%/yr over the last 3 years and is set to keep growing around 11%/yr.

Over five years revenue is set to grow 7%/yr, ahead of 50% of companies worldwide.6/10

Earnings are set to grow slower than sales (EPS about 1%/yr vs revenue 11%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE49 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-7%4

YTD return+14%7

MID & LONG-TERM▾SCORE

% of 52-week high89%8

1-year return+9%6

3-year return+63%6

5-year return+19%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 9% over the past year, but 11% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming so far this year (+14%).

WATCH

Average long-term results. Multi-year returns are middling (+63% over three years and +19% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%) and over three months (-7%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Renasant Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community