Loading stock…

Seacoast Banking Corporation of Florida (SBCF) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Seacoast Banking Corporation of Florida

SBCFMarket cap $3.05BPrice $31.9

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs one of Florida's largest community banks, serving businesses and consumers across the state's booming coastal and metro markets. Built through decades of acquisitions, it's ridden Florida's population boom to become a go-to lender for the Sun Belt's fastest-growing communities.

In Bastion Portfolios?

52W Return+10%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+14%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+16%–

Rev CAGR (5y)+10%8

Earnings Forecast

EPS Growth Y+1+83%10

EPS Growth Y+2+7%6

EPS Growth Y+3+5%5

Quality

Margins

EBIT Margin0%3

Net Income Margin24%8

Free Cash Flow Margin30%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE6%3

ROA1%3

Earnings Stability44

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)118

P/E Ratio (Forward 3y)108

P/BV1.19

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%5

Dividend Yield2.4%6

Momentum

Short term

1 month return-7%4

3 month return+1%6

YTD return+3%5

Mid term

Price vs 52wHigh88%8

1 year return+3%5

Long term

3 year return+59%6

5 year return-1%4

Risk Shield

Price Risk

Beta0.95

Volatility26%8

Free Cash Flow

Free Cash Flow Margin30%9

Free Cash Flow Yield0.0%5

Quality

ROCE8%3

Earnings Stability44

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

SBCFSeacoast Banking Corporation of Florida

Revenue FY25$598M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+14%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+16%–

Revenue, next 5Y, CAGR+10%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+83%10

EPS growth, FY27E+7%6

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 16%/yr over the next 3 years, ahead of most of the market.8/10

The runway holds up: revenue is set to grow 10%/yr over five years.8/10

WATCH

Revenue grew 14%/yr over the last 3 years and is set to keep growing around 16%/yr.

Earnings are set to grow slower than sales (EPS about 7%/yr vs revenue 16%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE51 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return+1%6

YTD return+3%5

MID & LONG-TERM▾SCORE

% of 52-week high88%8

1-year return+3%5

3-year return+59%6

5-year return-1%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 3% over the past year, but 12% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+59% over three years and -0.7% over five), roughly average for the market.

Returns sit at the market level over the past month (-7%), over three months (+1%) and so far this year (+3%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Seacoast Banking Corporation of Florida. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

SBCFSeacoast Banking Corporation of Florida

Revenue FY25$598M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+14%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+16%–

Revenue, next 5Y, CAGR+10%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+83%10

EPS growth, FY27E+7%6

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 16%/yr over the next 3 years, ahead of most of the market.8/10

The runway holds up: revenue is set to grow 10%/yr over five years.8/10

WATCH

Revenue grew 14%/yr over the last 3 years and is set to keep growing around 16%/yr.

Earnings are set to grow slower than sales (EPS about 7%/yr vs revenue 16%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE51 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return+1%6

YTD return+3%5

MID & LONG-TERM▾SCORE

% of 52-week high88%8

1-year return+3%5

3-year return+59%6

5-year return-1%4

MOMENTUM ASSESSMENT

STRENGTHS

It's up 3% over the past year, but 12% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+59% over three years and -0.7% over five), roughly average for the market.

Returns sit at the market level over the past month (-7%), over three months (+1%) and so far this year (+3%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Seacoast Banking Corporation of Florida. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community