Loading stock…

ServisFirst Bancshares, Inc. (SFBS) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

ServisFirst Bancshares, Inc.

SFBSMarket cap $4.17BPrice $38.2

Country🇺🇸United States

SectorFinancials

IndustryBanks

ServisFirst Bancshares operates a commercial bank across the Southeast that skips retail banking fluff entirely — no branches stuffed with toasters, just lean operations serving businesses. It runs one of the industry's lowest efficiency ratios, turning minimal overhead into outsized profitability.

In Bastion Portfolios?

52W Return-49%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+5%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+13%–

Rev CAGR (5y)+9%7

Earnings Forecast

EPS Growth Y+1-37%2

EPS Growth Y+2+10%6

EPS Growth Y+3+3%5

Quality

Margins

EBIT Margin0%7

Net Income Margin55%10

Free Cash Flow Margin79%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE17%7

ROA2%4

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)128

P/E Ratio (Forward 3y)117

P/BV2.16

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%8

Dividend Yield2.0%5

Momentum

Short term

1 month return-10%2

3 month return-9%4

YTD return+8%6

Mid term

Price vs 52wHigh83%6

1 year return-4%4

Long term

3 year return+50%6

5 year return+10%4

Risk Shield

Price Risk

Beta0.95

Volatility30%7

Free Cash Flow

Free Cash Flow Margin79%10

Free Cash Flow Yield0.0%8

Quality

ROCE20%4

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

SFBSServisFirst Bancshares

Revenue FY25$562M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+5%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+13%–

Revenue, next 5Y, CAGR+9%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-37%2

EPS growth, FY27E+10%6

EPS growth, FY28E+3%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 13%/yr over the next 3 years, ahead of most of the market.7/10

Revenue grew 5%/yr over the last 3 years and is set to grow 13%/yr from here.

The runway holds up: revenue is set to grow 9%/yr over five years.7/10

WATCH

Earnings are set to grow slower than sales (EPS about 3%/yr vs revenue 13%/yr), so margins are under pressure. One year dips: EPS falls 37% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK30 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-10%2

3-month return-9%4

YTD return+8%6

MID & LONG-TERM▾SCORE

% of 52-week high83%6

1-year return-4%4

3-year return+50%6

5-year return+10%4

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+50% over three years and +9.6% over five), roughly average for the market.

It's down 4% over the past year, now 17% below its 52-week high. That is right in line with the market.

Returns sit at the market level over three months (-9%) and so far this year (+8%).

WEAKNESSES

The stock is underperforming over the past month (-10%).

BOTTOM LINE

Falling Knife

Returns rank poorly over both the short and long run, and the price is still falling. Momentum is firmly negative — catching this is a bet against the tape, not with it. Wait for a base to form. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on ServisFirst Bancshares, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

SFBSServisFirst Bancshares

Revenue FY25$562M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+5%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+13%–

Revenue, next 5Y, CAGR+9%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-37%2

EPS growth, FY27E+10%6

EPS growth, FY28E+3%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 13%/yr over the next 3 years, ahead of most of the market.7/10

Revenue grew 5%/yr over the last 3 years and is set to grow 13%/yr from here.

The runway holds up: revenue is set to grow 9%/yr over five years.7/10

WATCH

Earnings are set to grow slower than sales (EPS about 3%/yr vs revenue 13%/yr), so margins are under pressure. One year dips: EPS falls 37% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

WEAK30 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-10%2

3-month return-9%4

YTD return+8%6

MID & LONG-TERM▾SCORE

% of 52-week high83%6

1-year return-4%4

3-year return+50%6

5-year return+10%4

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+50% over three years and +9.6% over five), roughly average for the market.

It's down 4% over the past year, now 17% below its 52-week high. That is right in line with the market.

Returns sit at the market level over three months (-9%) and so far this year (+8%).

WEAKNESSES

The stock is underperforming over the past month (-10%).

BOTTOM LINE

Falling Knife

04Value

Are you paying a fair price for it?

Stop guessing on ServisFirst Bancshares, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community