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St. Galler Kantonalbank AG (SGKN) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

St. Galler Kantonalbank AG

SGKNMarket cap $5.06BPrice $845.2

Country🇨🇭Switzerland

SectorFinancials

IndustryBanks

St Galler Kantonalbank runs retail and commercial banking across eastern Switzerland, backed by a state guarantee from its home canton. That government backstop means depositors sleep easy while the bank quietly compounds one of the country's strongest credit ratings.

In Bastion Portfolios?

52W Return+37%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+12%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+4%–

Rev CAGR (5y)+3%3

Earnings Forecast

EPS Growth Y+1+19%8

EPS Growth Y+2+1%4

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin0%4

Net Income Margin39%10

Free Cash Flow Marginna–

Debt

Net Debt/EBITDAna–

Efficiency

ROE8%4

ROA0%2

Earnings Stability1010

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)175

P/E Ratio (Forward 3y)174

P/BV1.38

EV Multiples

EV/EBITDA Fwd05

EV/EBIT Fwd05

Yield

Free Cash Flow Yield0.0%6

Dividend Yield2.8%7

Momentum

Short term

1 month return+4%9

3 month return+8%8

YTD return+27%8

Mid term

Price vs 52wHigh98%10

1 year return+42%9

Long term

3 year return+57%6

5 year return+97%7

Risk Shield

Price Risk

Beta0.110

Volatility15%10

Free Cash Flow

Free Cash Flow Marginna–

Free Cash Flow Yield0.0%6

Quality

ROCE2%2

Earnings Stability1010

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

SGKNSt. Galler Kantonalbank

Revenue FY25$629M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+12%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+4%–

Revenue, next 5Y, CAGR+3%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+19%8

EPS growth, FY27E+1%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow in step with sales (EPS about 4%/yr vs revenue 4%/yr).

WATCH

Revenue grew 12%/yr over the last 3 years; forecasts see it cooling to 4%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to grow 4%/yr over the next 3 years, behind most of the market.3/10

Over five years revenue is set to grow 3%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

SGKNSt. Galler Kantonalbank

Total return Current222%

Price return Current133%

MOMENTUM RATING↗

VERY STRONG90 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+4%9

3-month return+8%8

YTD return+27%8

MID & LONG-TERM▾SCORE

% of 52-week high98%10

1-year return+42%9

3-year return+57%6

5-year return+97%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +57% over three years and +97% over five, ahead of 60% of the market.

It's up 42% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+4%), over three months (+8%) and so far this year (+27%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on St. Galler Kantonalbank AG. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

SGKNSt. Galler Kantonalbank

Revenue FY25$629M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+12%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+4%–

Revenue, next 5Y, CAGR+3%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+19%8

EPS growth, FY27E+1%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow in step with sales (EPS about 4%/yr vs revenue 4%/yr).

WATCH

Revenue grew 12%/yr over the last 3 years; forecasts see it cooling to 4%/yr.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to grow 4%/yr over the next 3 years, behind most of the market.3/10

Over five years revenue is set to grow 3%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

SGKNSt. Galler Kantonalbank

Total return Current222%

Price return Current133%

MOMENTUM RATING↗

VERY STRONG90 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+4%9

3-month return+8%8

YTD return+27%8

MID & LONG-TERM▾SCORE

% of 52-week high98%10

1-year return+42%9

3-year return+57%6

5-year return+97%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +57% over three years and +97% over five, ahead of 60% of the market.

It's up 42% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+4%), over three months (+8%) and so far this year (+27%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on St. Galler Kantonalbank AG. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community