Loading stock…

TriCo Bancshares (TCBK) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

TriCo Bancshares

TCBKMarket cap $1.64BPrice $51.2

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs Tri Counties Bank, a community lender serving Northern California through 65+ branches. It's stayed independent for decades while bigger regional banks got swallowed up, quietly compounding deposits one small town at a time.

In Bastion Portfolios?

52W Return+26%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+1%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+6%–

Rev CAGR (5y)+4%4

Earnings Forecast

EPS Growth Y+1+17%8

EPS Growth Y+2+1%4

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin0%5

Net Income Margin32%9

Free Cash Flow Margin31%9

Debt

Net Debt/EBITDAna–

Efficiency

ROE10%5

ROA1%3

Earnings Stability44

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)128

P/E Ratio (Forward 3y)117

P/BV1.29

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%8

Dividend Yield2.8%7

Momentum

Short term

1 month return-4%5

3 month return-2%6

YTD return+10%6

Mid term

Price vs 52wHigh84%6

1 year return+21%7

Long term

3 year return+79%7

5 year return+33%5

Risk Shield

Price Risk

Beta0.85

Volatility25%8

Free Cash Flow

Free Cash Flow Margin31%9

Free Cash Flow Yield0.0%8

Quality

ROCE12%3

Earnings Stability44

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

TCBKTriCo Bancshares

Revenue FY25$406M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+1%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+6%–

Revenue, next 5Y, CAGR+4%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+17%8

EPS growth, FY27E+1%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 1%/yr over the last 3 years and is set to grow 6%/yr from here.

Earnings are set to grow in step with sales (EPS about 4%/yr vs revenue 6%/yr).

WATCH

Revenue is set to grow 6%/yr over the next 3 years, a little behind the market.4/10

Over five years revenue is set to grow 4%/yr, behind 60% of companies worldwide.4/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE57 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-2%6

YTD return+10%6

MID & LONG-TERM▾SCORE

% of 52-week high84%6

1-year return+21%7

3-year return+79%7

5-year return+33%5

MOMENTUM ASSESSMENT

STRENGTHS

It's up 21% over the past year, but 16% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+79% over three years and +33% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%), over three months (-2%) and so far this year (+10%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on TriCo Bancshares. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

TCBKTriCo Bancshares

Revenue FY25$406M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+1%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+6%–

Revenue, next 5Y, CAGR+4%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+17%8

EPS growth, FY27E+1%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 1%/yr over the last 3 years and is set to grow 6%/yr from here.

Earnings are set to grow in step with sales (EPS about 4%/yr vs revenue 6%/yr).

WATCH

Revenue is set to grow 6%/yr over the next 3 years, a little behind the market.4/10

Over five years revenue is set to grow 4%/yr, behind 60% of companies worldwide.4/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE57 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-2%6

YTD return+10%6

MID & LONG-TERM▾SCORE

% of 52-week high84%6

1-year return+21%7

3-year return+79%7

5-year return+33%5

MOMENTUM ASSESSMENT

STRENGTHS

It's up 21% over the past year, but 16% below its 52-week high. That is clearly ahead of the market.

WATCH

Average long-term results. Multi-year returns are middling (+79% over three years and +33% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%), over three months (-2%) and so far this year (+10%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on TriCo Bancshares. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community