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Türkiye Vakiflar Bankasi Türk Anonim Ortakligi (VAKBN) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Türkiye Vakiflar Bankasi Türk Anonim Ortakligi

VAKBNMarket cap $6.76BPrice $0.7

Country🇹🇷Turkey

SectorFinancials

IndustryBanks

Runs one of Turkey's largest state-backed banks, serving millions through retail, commercial, and corporate lending. Born from a centuries-old charitable foundation model, it still channels profits into Vakıf endowments, blending banking with a public-good mission unlike its rivals.

In Bastion Portfolios?

52W Return+29%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+10%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+32%–

Rev CAGR (5y)+22%10

Earnings Forecast

EPS Growth Y+1-12%3

EPS Growth Y+2+54%9

EPS Growth Y+3+20%8

Quality

Margins

EBIT Margin0%9

Net Income Margin29%9

Free Cash Flow Margin-190%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE25%9

ROA2%3

Earnings Stability22

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)310

P/E Ratio (Forward 3y)210

P/BV0.910

EV Multiples

EV/EBITDA Fwd010

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yieldna–

Momentum

Short term

1 month return-5%4

3 month return+9%8

YTD return+10%6

Mid term

Price vs 52wHigh78%5

1 year return+43%9

Long term

3 year return+104%8

5 year return+936%10

Risk Shield

Price Risk

Beta0.86

Volatility43%4

Free Cash Flow

Free Cash Flow Margin-190%1

Free Cash Flow Yield0.0%10

Quality

ROCE8%3

Earnings Stability22

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

VAKBNTürkiye Vakiflar Bankasi Türk Anonim Ortakligi

Revenue FY25$5.4B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+10%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+32%–

Revenue, next 5Y, CAGR+22%10

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-12%3

EPS growth, FY27E+54%9

EPS growth, FY28E+20%8

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 32%/yr over the next 3 years, ahead of most of the market.10/10

Revenue grew 10%/yr over the last 3 years and is set to grow 32%/yr from here.

The runway holds up: revenue is set to grow 22%/yr over five years.10/10

WATCH

Earnings are set to grow slower than sales (EPS about 20%/yr vs revenue 32%/yr), so margins are under pressure. One year dips: EPS falls 12% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

VAKBNTürkiye Vakiflar Bankasi Türk Anonim Ortakligi

Total return Current−43.6%

Price return Current−44.7%

MOMENTUM RATING↗

STRONG79 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%4

3-month return+9%8

YTD return+10%6

MID & LONG-TERM▾SCORE

% of 52-week high78%5

1-year return+43%9

3-year return+104%8

5-year return+936%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +104% over three years and +936% over five, ahead of 80% of the market.

It's up 43% over the past year, but 22% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+9%).

WATCH

Returns sit at the market level over the past month (-5%) and so far this year (+10%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout.

04Value

Are you paying a fair price for it?

Stop guessing on VakifBank. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

VAKBNTürkiye Vakiflar Bankasi Türk Anonim Ortakligi

Revenue FY25$5.4B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+10%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+32%–

Revenue, next 5Y, CAGR+22%10

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-12%3

EPS growth, FY27E+54%9

EPS growth, FY28E+20%8

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 32%/yr over the next 3 years, ahead of most of the market.10/10

Revenue grew 10%/yr over the last 3 years and is set to grow 32%/yr from here.

The runway holds up: revenue is set to grow 22%/yr over five years.10/10

WATCH

Earnings are set to grow slower than sales (EPS about 20%/yr vs revenue 32%/yr), so margins are under pressure. One year dips: EPS falls 12% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

VAKBNTürkiye Vakiflar Bankasi Türk Anonim Ortakligi

Total return Current−43.6%

Price return Current−44.7%

MOMENTUM RATING↗

STRONG79 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-5%4

3-month return+9%8

YTD return+10%6

MID & LONG-TERM▾SCORE

% of 52-week high78%5

1-year return+43%9

3-year return+104%8

5-year return+936%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +104% over three years and +936% over five, ahead of 80% of the market.

It's up 43% over the past year, but 22% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+9%).

WATCH

Returns sit at the market level over the past month (-5%) and so far this year (+10%).

WEAKNESSES

None flagged.

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout.

04Value

Are you paying a fair price for it?

Stop guessing on VakifBank. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community