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VZ Holding AG (VZN) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

VZ Holding AG

VZNMarket cap $7.49BPrice $190.2

Country🇨🇭Switzerland

SectorFinancials

IndustryCapital Markets

Helps Swiss households manage pensions, mortgages, and investments through independent financial advice rather than pushing bank products. Built a business model where fees—not commissions—keep advisors aligned with clients, growing into one of Switzerland's largest wealth managers.

In Bastion Portfolios?

52W Return+1%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+20%9

Revenue Forecast

Rev CAGR (1y)-1%2

Rev CAGR (3y)+9%6

Rev CAGR (5y)+5%4

Earnings Forecast

EPS Growth Y+1+11%7

EPS Growth Y+2+12%7

EPS Growth Y+3+11%7

Quality

Margins

EBIT Margin46%10

Net Income Margin39%10

Free Cash Flow Margin-7%2

Debt

Net Debt/EBITDA-3.710

Efficiency

ROE23%8

ROA3%5

Earnings Stability1010

GEAR+STRONG80

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)223

P/E Ratio (Forward 3y)183

P/BV5.23

EV Multiples

EV/EBITDA Fwd03

EV/EBIT Fwd03

Yield

Free Cash Flow Yield0.0%4

Dividend Yield1.9%5

Momentum

Short term

1 month return-9%3

3 month return+0%6

YTD return+8%6

Mid term

Price vs 52wHigh87%7

1 year return+1%5

Long term

3 year return+85%7

5 year return+94%7

Risk Shield

Price Risk

Beta0.57

Volatility23%9

Free Cash Flow

Free Cash Flow Margin-7%2

Free Cash Flow Yield0.0%4

Quality

ROCE16%5

Earnings Stability1010

Net Debt/EBITDA-3.710

02Growth

Is it actually growing, and how fast?

VZNVZ Holding

Revenue FY25$791M

GROWTH RATING↗

AVERAGE49 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+20%9

Revenue, next 1Y-1%2

Revenue, next 3Y, CAGR+9%6

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+11%7

EPS growth, FY27E+12%7

EPS growth, FY28E+11%7

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 20%/yr over the last 3 years, ahead of 80% of companies worldwide.9/10

Earnings are set to grow in step with sales (EPS about 11%/yr vs revenue 9%/yr).

WATCH

A mid-pack grower, ahead of 49% of companies worldwide.

Revenue is set to grow 9%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 20%/yr over the last 3 years; forecasts see it cooling to 9%/yr.

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

WEAKNESSES

None flagged.

BOTTOM LINE

Margin Expander

A middle-of-the-pack grower that is slowing. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

VZNVZ Holding

Total return Current266%

Price return Current217%

MOMENTUM RATING↗

AVERAGE55 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-9%3

3-month return+0%6

YTD return+8%6

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+1%5

3-year return+85%7

5-year return+94%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +85% over three years and +94% over five, ahead of 60% of the market.

WATCH

It's up 0.6% over the past year, but 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over three months (+0%) and so far this year (+8%).

WEAKNESSES

The stock is underperforming over the past month (-9%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on VZ. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

VZNVZ Holding

Revenue FY25$791M

GROWTH RATING↗

AVERAGE49 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+20%9

Revenue, next 1Y-1%2

Revenue, next 3Y, CAGR+9%6

Revenue, next 5Y, CAGR+5%4

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+11%7

EPS growth, FY27E+12%7

EPS growth, FY28E+11%7

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 20%/yr over the last 3 years, ahead of 80% of companies worldwide.9/10

Earnings are set to grow in step with sales (EPS about 11%/yr vs revenue 9%/yr).

WATCH

A mid-pack grower, ahead of 49% of companies worldwide.

Revenue is set to grow 9%/yr over the next 3 years, a little behind the market.4/10

Revenue grew 20%/yr over the last 3 years; forecasts see it cooling to 9%/yr.

Over five years revenue is set to grow 5%/yr, behind 60% of companies worldwide.4/10

WEAKNESSES

None flagged.

BOTTOM LINE

Margin Expander

A middle-of-the-pack grower that is slowing. The one thing to watch: forward revenue growth is only about average.

03Price Momentum

Is the market behind it right now?

VZNVZ Holding

Total return Current266%

Price return Current217%

MOMENTUM RATING↗

AVERAGE55 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-9%3

3-month return+0%6

YTD return+8%6

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+1%5

3-year return+85%7

5-year return+94%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +85% over three years and +94% over five, ahead of 60% of the market.

WATCH

It's up 0.6% over the past year, but 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over three months (+0%) and so far this year (+8%).

WEAKNESSES

The stock is underperforming over the past month (-9%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on VZ. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community