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Wilson Bank Holding Company (WBHC) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Wilson Bank Holding Company

WBHCMarket cap $4.69BPrice $378.0

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs community banks across Tennessee, offering loans, deposits, and wealth management to local businesses and families. Stays fiercely regional while big banks consolidate, betting that small-town relationships beat nationwide scale.

In Bastion Portfolios?

52W Return+116%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+11%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+8%–

Rev CAGR (5y)+5%5

Earnings Forecast

EPS Growth Y+1na–

EPS Growth Y+2na–

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin0%6

Net Income Margin35%9

Free Cash Flow Margin36%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE15%6

ROA1%3

Earnings Stability88

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)na–

P/E Ratio (Forward 3y)501

P/BV7.72

EV Multiples

EV/EBITDA Fwdna–

EV/EBIT Fwdna–

Yield

Free Cash Flow Yield0.0%2

Dividend Yieldna–

Momentum

Short term

1 month return0%8

3 month return-75%1

YTD return-6%4

Mid term

Price vs 52wHigh25%1

1 year return+116%10

Long term

3 year return+980%10

5 year return+1233%10

Risk Shield

Price Risk

Beta4.31

Volatility1946%1

Free Cash Flow

Free Cash Flow Margin36%10

Free Cash Flow Yield0.0%2

Quality

ROCE19%3

Earnings Stability88

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

WBHCWilson Bank Holding

Revenue FY25$220M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+11%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+8%–

Revenue, next 5Y, CAGR+5%5

EARNINGS FORECAST▾SCORE

EPS growth, FY26Ena–

EPS growth, FY27Ena–

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 8%/yr over the next 3 years, in line with the market.5/10

Revenue grew 11%/yr over the last 3 years; forecasts see it cooling to 8%/yr.

Over five years revenue is set to grow 5%/yr, about average versus companies worldwide.5/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Earnings are set to fall even as revenue grows (EPS about 0%/yr vs revenue 8%/yr).

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: earnings are forecast to fall.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE58 / 100

SHORT-TERM RETURNS▾SCORE

1-month return0%8

3-month return-75%1

YTD return-6%4

MID & LONG-TERM▾SCORE

% of 52-week high25%1

1-year return+116%10

3-year return+980%10

5-year return+1233%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +980% over three years and +1233% over five, ahead of 90% of the market.

Strong recent results. The stock is outperforming over the past month (+0%).

WATCH

It's up 116% over the past year, but 75% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level so far this year (-6%).

WEAKNESSES

The stock is underperforming over three months (-75%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over three months.

04Value

Are you paying a fair price for it?

Stop guessing on Wilson Bank Holding Company. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

WBHCWilson Bank Holding

Revenue FY25$220M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+11%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+8%–

Revenue, next 5Y, CAGR+5%5

EARNINGS FORECAST▾SCORE

EPS growth, FY26Ena–

EPS growth, FY27Ena–

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue is set to grow 8%/yr over the next 3 years, in line with the market.5/10

Revenue grew 11%/yr over the last 3 years; forecasts see it cooling to 8%/yr.

Over five years revenue is set to grow 5%/yr, about average versus companies worldwide.5/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Earnings are set to fall even as revenue grows (EPS about 0%/yr vs revenue 8%/yr).

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: earnings are forecast to fall.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE58 / 100

SHORT-TERM RETURNS▾SCORE

1-month return0%8

3-month return-75%1

YTD return-6%4

MID & LONG-TERM▾SCORE

% of 52-week high25%1

1-year return+116%10

3-year return+980%10

5-year return+1233%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +980% over three years and +1233% over five, ahead of 90% of the market.

Strong recent results. The stock is outperforming over the past month (+0%).

WATCH

It's up 116% over the past year, but 75% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level so far this year (-6%).

WEAKNESSES

The stock is underperforming over three months (-75%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over three months.

04Value

Are you paying a fair price for it?

Stop guessing on Wilson Bank Holding Company. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community