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Wintrust Financial Corporation (WTFC) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Wintrust Financial Corporation

WTFCMarket cap $9.73BPrice $144.2

Country🇺🇸United States

SectorFinancials

IndustryBanks

Runs a network of community-focused banks across Chicago, Wisconsin, and Indiana, blending local service with commercial banking scale. It's grown into a multi-billion-dollar institution by treating banking like a neighborhood business, not a Wall Street one.

In Bastion Portfolios?

52W Return+19%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+12%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+9%–

Rev CAGR (5y)+6%6

Earnings Forecast

EPS Growth Y+1+16%8

EPS Growth Y+2+6%5

EPS Growth Y+3+8%6

Quality

Margins

EBIT Margin0%6

Net Income Margin33%9

Free Cash Flow Margin57%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE13%6

ROA1%3

Earnings Stability1010

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)118

P/E Ratio (Forward 3y)98

P/BV1.48

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%9

Dividend Yield1.5%4

Momentum

Short term

1 month return-4%5

3 month return-11%3

YTD return+4%6

Mid term

Price vs 52wHigh87%7

1 year return+11%6

Long term

3 year return+102%8

5 year return+88%7

Risk Shield

Price Risk

Beta1.13

Volatility25%8

Free Cash Flow

Free Cash Flow Margin57%10

Free Cash Flow Yield0.0%9

Quality

ROCE10%3

Earnings Stability1010

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

WTFCWintrust Financial

Revenue FY25$2.7B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+12%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+9%–

Revenue, next 5Y, CAGR+6%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+16%8

EPS growth, FY27E+6%5

EPS growth, FY28E+8%6

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow in step with sales (EPS about 8%/yr vs revenue 9%/yr).

WATCH

Revenue is set to grow 9%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 12%/yr over the last 3 years and is set to keep growing around 9%/yr.

Over five years revenue is set to grow 6%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE55 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-11%3

YTD return+4%6

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+11%6

3-year return+102%8

5-year return+88%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +102% over three years and +88% over five, ahead of 70% of the market.

It's up 11% over the past year, but 13% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over the past month (-4%) and so far this year (+4%).

WEAKNESSES

The stock is underperforming over three months (-11%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over three months.

04Value

Are you paying a fair price for it?

Stop guessing on Wintrust Financial Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

WTFCWintrust Financial

Revenue FY25$2.7B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+12%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+9%–

Revenue, next 5Y, CAGR+6%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+16%8

EPS growth, FY27E+6%5

EPS growth, FY28E+8%6

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow in step with sales (EPS about 8%/yr vs revenue 9%/yr).

WATCH

Revenue is set to grow 9%/yr over the next 3 years, a little ahead of the market.6/10

Revenue grew 12%/yr over the last 3 years and is set to keep growing around 9%/yr.

Over five years revenue is set to grow 6%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

AVERAGE55 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return-11%3

YTD return+4%6

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+11%6

3-year return+102%8

5-year return+88%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +102% over three years and +88% over five, ahead of 70% of the market.

It's up 11% over the past year, but 13% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over the past month (-4%) and so far this year (+4%).

WEAKNESSES

The stock is underperforming over three months (-11%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over three months.

04Value

Are you paying a fair price for it?

Stop guessing on Wintrust Financial Corporation. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community