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Industrial and Commercial Bank of China Limited (1398) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Industrial and Commercial Bank of China Limited

1398Market cap $417BPrice $1.0

Country🇨🇳China

SectorFinancials

IndustryBanks

Operates as China's largest bank by assets, serving over 700 million customers through lending, deposits, and financial services. Processes more transactions daily than the GDP of most countries.

In Bastion Portfolios?

52W Return+37%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-0%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+13%–

Rev CAGR (5y)+12%8

Earnings Forecast

EPS Growth Y+1-12%3

EPS Growth Y+2+5%5

EPS Growth Y+3+7%6

Quality

Margins

EBIT Margin0%4

Net Income Margin55%10

Free Cash Flow Margin-17%2

Debt

Net Debt/EBITDAna–

Efficiency

ROE9%4

ROA1%2

Earnings Stability44

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)710

P/E Ratio (Forward 3y)79

P/BV0.710

EV Multiples

EV/EBITDA Fwd010

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yieldna–

Momentum

Short term

1 month return+1%8

3 month return+11%9

YTD return+24%8

Mid term

Price vs 52wHigh98%10

1 year return+43%9

Long term

3 year return+149%9

5 year return+145%8

Risk Shield

Price Risk

Beta0.39

Volatility21%9

Free Cash Flow

Free Cash Flow Margin-17%2

Free Cash Flow Yield0.0%10

Quality

ROCE6%2

Earnings Stability44

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

1398Industrial and Commercial Bank of China

Revenue FY25$95.6B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-0%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+13%–

Revenue, next 5Y, CAGR+12%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-12%3

EPS growth, FY27E+5%5

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 13%/yr over the next 3 years, ahead of most of the market.8/10

After shrinking over the last 3 years, revenue is set to grow 13%/yr from here.

The runway holds up: revenue is set to grow 12%/yr over five years.8/10

WATCH

Earnings are set to grow slower than sales (EPS about 5%/yr vs revenue 13%/yr), so margins are under pressure. One year dips: EPS falls 12% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

1398Industrial and Commercial Bank of China

Total return Current181%

Price return Current62.4%

MOMENTUM RATING↗

VERY STRONG96 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+1%8

3-month return+11%9

YTD return+24%8

MID & LONG-TERM▾SCORE

% of 52-week high98%10

1-year return+43%9

3-year return+149%9

5-year return+145%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +149% over three years and +145% over five, ahead of 80% of the market.

It's up 43% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+1%), over three months (+11%) and so far this year (+24%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on ICBC. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

1398Industrial and Commercial Bank of China

Revenue FY25$95.6B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-0%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+13%–

Revenue, next 5Y, CAGR+12%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-12%3

EPS growth, FY27E+5%5

EPS growth, FY28E+7%6

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 13%/yr over the next 3 years, ahead of most of the market.8/10

After shrinking over the last 3 years, revenue is set to grow 13%/yr from here.

The runway holds up: revenue is set to grow 12%/yr over five years.8/10

WATCH

Earnings are set to grow slower than sales (EPS about 5%/yr vs revenue 13%/yr), so margins are under pressure. One year dips: EPS falls 12% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

1398Industrial and Commercial Bank of China

Total return Current181%

Price return Current62.4%

MOMENTUM RATING↗

VERY STRONG96 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+1%8

3-month return+11%9

YTD return+24%8

MID & LONG-TERM▾SCORE

% of 52-week high98%10

1-year return+43%9

3-year return+149%9

5-year return+145%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +149% over three years and +145% over five, ahead of 80% of the market.

It's up 43% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+1%), over three months (+11%) and so far this year (+24%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on ICBC. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community