Loading stock…

Bank of Communications Co., Ltd. (3328) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Bank of Communications Co., Ltd.

3328Market cap $98BPrice $1.0

Country🇨🇳China

SectorFinancials

IndustryBanks

Bank of Communications provides banking services across China through thousands of branches and digital platforms. One of China's oldest banks, it's now the fifth-largest by assets in the world's second-biggest economy.

In Bastion Portfolios?

52W Return+24%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+2%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+14%–

Rev CAGR (5y)+11%8

Earnings Forecast

EPS Growth Y+1+1%4

EPS Growth Y+2+4%5

EPS Growth Y+3+5%5

Quality

Margins

EBIT Margin0%3

Net Income Margin45%10

Free Cash Flow Margin-189%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE7%3

ROA1%2

Earnings Stability22

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)710

P/E Ratio (Forward 3y)610

P/BV0.510

EV Multiples

EV/EBITDA Fwd010

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yieldna–

Momentum

Short term

1 month return+5%9

3 month return+24%10

YTD return+31%8

Mid term

Price vs 52wHigh98%10

1 year return+35%8

Long term

3 year return+117%8

5 year return+148%8

Risk Shield

Price Risk

Beta0.110

Volatility19%10

Free Cash Flow

Free Cash Flow Margin-189%1

Free Cash Flow Yield0.0%10

Quality

ROCE5%2

Earnings Stability22

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

3328Bank of Communications Co.

Revenue FY25$30.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+2%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+14%–

Revenue, next 5Y, CAGR+11%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+1%4

EPS growth, FY27E+4%5

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 14%/yr over the next 3 years, ahead of most of the market.8/10

Revenue grew 2%/yr over the last 3 years and is set to grow 14%/yr from here.

The runway holds up: revenue is set to grow 11%/yr over five years.8/10

WATCH

Earnings are set to grow slower than sales (EPS about 4%/yr vs revenue 14%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

3328Bank of Communications Co.

Total return Current177%

Price return Current44.5%

MOMENTUM RATING↗

VERY STRONG96 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+5%9

3-month return+24%10

YTD return+31%8

MID & LONG-TERM▾SCORE

% of 52-week high98%10

1-year return+35%8

3-year return+117%8

5-year return+148%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +117% over three years and +148% over five, ahead of 70% of the market.

It's up 35% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+5%), over three months (+24%) and so far this year (+31%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Bank of Communications. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

3328Bank of Communications Co.

Revenue FY25$30.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+2%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+14%–

Revenue, next 5Y, CAGR+11%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+1%4

EPS growth, FY27E+4%5

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 14%/yr over the next 3 years, ahead of most of the market.8/10

Revenue grew 2%/yr over the last 3 years and is set to grow 14%/yr from here.

The runway holds up: revenue is set to grow 11%/yr over five years.8/10

WATCH

Earnings are set to grow slower than sales (EPS about 4%/yr vs revenue 14%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

3328Bank of Communications Co.

Total return Current177%

Price return Current44.5%

MOMENTUM RATING↗

VERY STRONG96 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+5%9

3-month return+24%10

YTD return+31%8

MID & LONG-TERM▾SCORE

% of 52-week high98%10

1-year return+35%8

3-year return+117%8

5-year return+148%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +117% over three years and +148% over five, ahead of 70% of the market.

It's up 35% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+5%), over three months (+24%) and so far this year (+31%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Bank of Communications. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community