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St. James's Place plc (1IV) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

St. James's Place plc

1IVMarket cap $6.86BPrice $13.7

Country🇬🇧United Kingdom

SectorFinancials

IndustryCapital Markets

St James's Place manages wealth for over 900,000 UK clients, running one of Britain's largest networks of financial advisers. It oversees more than £150 billion in assets, making it a dominant force in personal wealth management despite recent fee-structure controversies.

In Bastion Portfolios?

52W Return-23%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-242%1

Revenue Forecast

Rev CAGR (1y)-96%1

Rev CAGR (3y)-68%–

Rev CAGR (5y)-47%1

Earnings Forecast

EPS Growth Y+1-14%3

EPS Growth Y+2+23%8

EPS Growth Y+3+19%8

Quality

Margins

EBIT Margin4%2

Net Income Margin1%2

Free Cash Flow Margin1%3

Debt

Net Debt/EBITDA0.19

Efficiency

ROE38%10

ROA0%2

Earnings Stability66

GEAR+WEAK17

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)118

P/E Ratio (Forward 3y)89

P/BV3.35

EV Multiples

EV/EBITDA Fwd08

EV/EBIT Fwd08

Yield

Free Cash Flow Yield0.0%9

Dividend Yieldna–

Momentum

Short term

1 month return-7%4

3 month return-20%2

YTD return-22%2

Mid term

Price vs 52wHigh69%3

1 year return-17%3

Long term

3 year return+41%5

5 year return-17%3

Risk Shield

Price Risk

Beta1.32

Volatility35%6

Free Cash Flow

Free Cash Flow Margin1%3

Free Cash Flow Yield0.0%9

Quality

ROCE1%2

Earnings Stability66

Net Debt/EBITDA0.19

02Growth

Is it actually growing, and how fast?

1IVSt. James's Place

Revenue FY25$40.7B

GROWTH RATING↗

VERY WEAK2 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-242%1

Revenue, next 1Y-96%1

Revenue, next 3Y, CAGR-68%–

Revenue, next 5Y, CAGR-47%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-14%3

EPS growth, FY27E+23%8

EPS growth, FY28E+19%8

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue fell 242%/yr over the last 3 years, and it is still set to shrink 68%/yr.

Earnings are set to grow faster than sales (EPS about 19%/yr vs revenue -68%/yr), so margins should widen. One year dips: EPS falls 14% next year.

WEAKNESSES

Growth is the weak spot here, trailing 98% of companies worldwide.

Revenue fell 242%/yr over the last 3 years, behind 90% of companies worldwide.1/10

Revenue is set to shrink 68%/yr over the next 3 years, behind most of the market.1/10

Over five years revenue is set to shrink 47%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business whose decline is easing. The one thing to watch: revenue has shrunk over the past 3 years.

03Price Momentum

Is the market behind it right now?

1IVSt. James's Place

Total return Current9.7%

Price return Current−16.2%

MOMENTUM RATING↗

WEAK15 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return-20%2

YTD return-22%2

MID & LONG-TERM▾SCORE

% of 52-week high69%3

1-year return-17%3

3-year return+41%5

5-year return-17%3

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+41% over three years and -17% over five), roughly average for the market.

Returns sit at the market level over the past month (-7%).

WEAKNESSES

It's down 17% over the past year, now 31% below its 52-week high. That is lagging the market.

The stock is underperforming over three months (-20%) and so far this year (-22%).

BOTTOM LINE

Falling Knife

Returns rank poorly over both the short and long run, and the price is still falling. Momentum is firmly negative — catching this is a bet against the tape, not with it. Wait for a base to form. The one thing to watch: the one-year trend is weak.

04Value

Are you paying a fair price for it?

Stop guessing on St. James's Place. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

1IVSt. James's Place

Revenue FY25$40.7B

GROWTH RATING↗

VERY WEAK2 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-242%1

Revenue, next 1Y-96%1

Revenue, next 3Y, CAGR-68%–

Revenue, next 5Y, CAGR-47%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-14%3

EPS growth, FY27E+23%8

EPS growth, FY28E+19%8

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue fell 242%/yr over the last 3 years, and it is still set to shrink 68%/yr.

Earnings are set to grow faster than sales (EPS about 19%/yr vs revenue -68%/yr), so margins should widen. One year dips: EPS falls 14% next year.

WEAKNESSES

Growth is the weak spot here, trailing 98% of companies worldwide.

Revenue fell 242%/yr over the last 3 years, behind 90% of companies worldwide.1/10

Revenue is set to shrink 68%/yr over the next 3 years, behind most of the market.1/10

Over five years revenue is set to shrink 47%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business whose decline is easing. The one thing to watch: revenue has shrunk over the past 3 years.

03Price Momentum

Is the market behind it right now?

1IVSt. James's Place

Total return Current9.7%

Price return Current−16.2%

MOMENTUM RATING↗

WEAK15 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%4

3-month return-20%2

YTD return-22%2

MID & LONG-TERM▾SCORE

% of 52-week high69%3

1-year return-17%3

3-year return+41%5

5-year return-17%3

MOMENTUM ASSESSMENT

STRENGTHS

None flagged.

WATCH

Average long-term results. Multi-year returns are middling (+41% over three years and -17% over five), roughly average for the market.

Returns sit at the market level over the past month (-7%).

WEAKNESSES

It's down 17% over the past year, now 31% below its 52-week high. That is lagging the market.

The stock is underperforming over three months (-20%) and so far this year (-22%).

BOTTOM LINE

Falling Knife

04Value

Are you paying a fair price for it?

Stop guessing on St. James's Place. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community