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Cathay Financial Holding Co., Ltd. (2882) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Cathay Financial Holding Co., Ltd.

2882Market cap $52BPrice $3.6

Country🇹🇼Taiwan

SectorFinancials

IndustryInsurance

Operates Taiwan's second-largest financial services empire through banking, insurance, and securities. Controls over $200 billion in assets and insures one in four Taiwanese households through its dominant life insurance business.

In Bastion Portfolios?

52W Return+68%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+32%10

Revenue Forecast

Rev CAGR (1y)-66%1

Rev CAGR (3y)-31%1

Rev CAGR (5y)-20%1

Earnings Forecast

EPS Growth Y+1+29%8

EPS Growth Y+2-2%3

EPS Growth Y+3+2%4

Quality

Margins

EBIT Margin11%5

Net Income Margin26%8

Free Cash Flow Margin-19%2

Debt

Net Debt/EBITDA3.03

Efficiency

ROE26%9

ROA2%4

Earnings Stability55

GEAR+WEAK34

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)137

P/E Ratio (Forward 3y)126

P/BV1.58

EV Multiples

EV/EBITDA Fwd07

EV/EBIT Fwd07

Yield

Free Cash Flow Yield0.0%10

Dividend Yield3.1%7

Momentum

Short term

1 month return-2%7

3 month return+16%9

YTD return+53%9

Mid term

Price vs 52wHigh97%10

1 year return+78%10

Long term

3 year return+184%9

5 year return+148%8

Risk Shield

Price Risk

Beta0.95

Volatility30%7

Free Cash Flow

Free Cash Flow Margin-19%2

Free Cash Flow Yield0.0%10

Quality

ROCE1%4

Earnings Stability55

Net Debt/EBITDA3.03

02Growth

Is it actually growing, and how fast?

2882Cathay Financial Holding Co.

Revenue FY25$36.7B

GROWTH RATING↗

VERY WEAK9 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+32%10

Revenue, next 1Y-66%1

Revenue, next 3Y, CAGR-31%1

Revenue, next 5Y, CAGR-20%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+29%8

EPS growth, FY27E-2%3

EPS growth, FY28E+2%4

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 32%/yr over the last 3 years, ahead of 90% of companies worldwide.10/10

WATCH

Earnings are set to grow faster than sales (EPS about 2%/yr vs revenue -31%/yr), so margins should widen. One year dips: EPS falls 2% in year 2.

WEAKNESSES

Growth is the weak spot here, trailing 91% of companies worldwide.

Revenue is set to shrink 31%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 32%/yr over the last 3 years, but it is set to shrink 31%/yr from here.

Over five years revenue is set to shrink 20%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

2882Cathay Financial Holding Co.

Total return Current244%

Price return Current140%

MOMENTUM RATING↗

VERY STRONG95 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-2%7

3-month return+16%9

YTD return+53%9

MID & LONG-TERM▾SCORE

% of 52-week high97%10

1-year return+78%10

3-year return+184%9

5-year return+148%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +184% over three years and +148% over five, ahead of 80% of the market.

It's up 78% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (-2%), over three months (+16%) and so far this year (+53%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Cathay Financial. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

2882Cathay Financial Holding Co.

Revenue FY25$36.7B

GROWTH RATING↗

VERY WEAK9 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+32%10

Revenue, next 1Y-66%1

Revenue, next 3Y, CAGR-31%1

Revenue, next 5Y, CAGR-20%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+29%8

EPS growth, FY27E-2%3

EPS growth, FY28E+2%4

GROWTH ASSESSMENT

STRENGTHS

Revenue grew 32%/yr over the last 3 years, ahead of 90% of companies worldwide.10/10

WATCH

Earnings are set to grow faster than sales (EPS about 2%/yr vs revenue -31%/yr), so margins should widen. One year dips: EPS falls 2% in year 2.

WEAKNESSES

Growth is the weak spot here, trailing 91% of companies worldwide.

Revenue is set to shrink 31%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 32%/yr over the last 3 years, but it is set to shrink 31%/yr from here.

Over five years revenue is set to shrink 20%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

2882Cathay Financial Holding Co.

Total return Current244%

Price return Current140%

MOMENTUM RATING↗

VERY STRONG95 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-2%7

3-month return+16%9

YTD return+53%9

MID & LONG-TERM▾SCORE

% of 52-week high97%10

1-year return+78%10

3-year return+184%9

5-year return+148%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +184% over three years and +148% over five, ahead of 80% of the market.

It's up 78% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (-2%), over three months (+16%) and so far this year (+53%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Cathay Financial. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community