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SinoPac Financial Holdings Company Limited (2890) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

SinoPac Financial Holdings Company Limited

2890Market cap $21BPrice $1.4

Country🇹🇼Taiwan

SectorFinancials

IndustryBanks

Runs a Taiwanese banking and financial services group spanning commercial banking, securities, and insurance. It's one of Taiwan's mid-sized financial holding firms, built on a merger designed to compete directly with the island's banking giants.

In Bastion Portfolios?

52W Return+65%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+16%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+16%–

Rev CAGR (5y)+10%8

Earnings Forecast

EPS Growth Y+1+50%9

EPS Growth Y+2+2%4

EPS Growth Y+3+5%5

Quality

Margins

EBIT Margin0%7

Net Income Margin43%10

Free Cash Flow Margin-335%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE16%7

ROA1%3

Earnings Stability88

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)156

P/E Ratio (Forward 3y)145

P/BV2.56

EV Multiples

EV/EBITDA Fwd06

EV/EBIT Fwd06

Yield

Free Cash Flow Yield0.0%6

Dividend Yield2.4%6

Momentum

Short term

1 month return+7%10

3 month return+16%9

YTD return+67%10

Mid term

Price vs 52wHigh97%10

1 year return+86%10

Long term

3 year return+204%9

5 year return+335%10

Risk Shield

Price Risk

Beta0.58

Volatility25%8

Free Cash Flow

Free Cash Flow Margin-335%1

Free Cash Flow Yield0.0%6

Quality

ROCE10%3

Earnings Stability88

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

2890SinoPac Financial Holdings Company

Revenue FY25$2.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+16%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+16%–

Revenue, next 5Y, CAGR+10%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+50%9

EPS growth, FY27E+2%4

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 16%/yr over the next 3 years, ahead of most of the market.8/10

The runway holds up: revenue is set to grow 10%/yr over five years.8/10

WATCH

Revenue grew 16%/yr over the last 3 years and is set to keep growing around 16%/yr.

Earnings are set to grow slower than sales (EPS about 5%/yr vs revenue 16%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

2890SinoPac Financial Holdings Company

Total return Current742%

Price return Current480%

MOMENTUM RATING↗

VERY STRONG99 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+7%10

3-month return+16%9

YTD return+67%10

MID & LONG-TERM▾SCORE

% of 52-week high97%10

1-year return+86%10

3-year return+204%9

5-year return+335%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +204% over three years and +335% over five, ahead of 90% of the market.

It's up 86% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+7%), over three months (+16%) and so far this year (+67%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on SinoPac Financial Holdings Company Limited. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

2890SinoPac Financial Holdings Company

Revenue FY25$2.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+16%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+16%–

Revenue, next 5Y, CAGR+10%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+50%9

EPS growth, FY27E+2%4

EPS growth, FY28E+5%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 16%/yr over the next 3 years, ahead of most of the market.8/10

The runway holds up: revenue is set to grow 10%/yr over five years.8/10

WATCH

Revenue grew 16%/yr over the last 3 years and is set to keep growing around 16%/yr.

Earnings are set to grow slower than sales (EPS about 5%/yr vs revenue 16%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

2890SinoPac Financial Holdings Company

Total return Current742%

Price return Current480%

MOMENTUM RATING↗

VERY STRONG99 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+7%10

3-month return+16%9

YTD return+67%10

MID & LONG-TERM▾SCORE

% of 52-week high97%10

1-year return+86%10

3-year return+204%9

5-year return+335%10

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +204% over three years and +335% over five, ahead of 90% of the market.

It's up 86% over the past year, now sitting right at its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+7%), over three months (+16%) and so far this year (+67%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on SinoPac Financial Holdings Company Limited. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community