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Hua Xia Bank Co., Limited (600015) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Hua Xia Bank Co., Limited

600015Market cap $15BPrice $0.9

Country🇨🇳China

SectorFinancials

IndustryBanks

Operates as one of China's national joint-stock commercial banks, offering deposits, loans, and wealth management across corporate and retail banking. Backed by Beijing's state-owned capital, it's a mid-sized lender navigating China's tightening margins and rising credit risks.

In Bastion Portfolios?

52W Return0%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+1%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+17%–

Rev CAGR (5y)+11%8

Earnings Forecast

EPS Growth Y+1-17%2

EPS Growth Y+2-0%3

EPS Growth Y+3+2%4

Quality

Margins

EBIT Margin0%3

Net Income Margin39%10

Free Cash Flow Margin21%8

Debt

Net Debt/EBITDAna–

Efficiency

ROE6%3

ROA1%2

Earnings Stability55

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)510

P/E Ratio (Forward 3y)510

P/BV0.210

EV Multiples

EV/EBITDA Fwd010

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yieldna–

Momentum

Short term

1 month return-1%7

3 month return-3%5

YTD return-3%4

Mid term

Price vs 52wHigh88%7

1 year return+1%5

Long term

3 year return+30%4

5 year return+50%6

Risk Shield

Price Risk

Beta-0.210

Volatility19%10

Free Cash Flow

Free Cash Flow Margin21%8

Free Cash Flow Yield0.0%10

Quality

ROCE6%2

Earnings Stability55

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

600015Hua Xia Bank Co.

Revenue FY25$13.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+1%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+17%–

Revenue, next 5Y, CAGR+11%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-17%2

EPS growth, FY27E-0%3

EPS growth, FY28E+2%4

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 17%/yr over the next 3 years, ahead of most of the market.8/10

Revenue grew 1%/yr over the last 3 years and is set to grow 17%/yr from here.

The runway holds up: revenue is set to grow 11%/yr over five years.8/10

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Earnings are set to fall even as revenue grows (EPS about -0.5%/yr vs revenue 17%/yr).

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are forecast to fall.

03Price Momentum

Is the market behind it right now?

600015Hua Xia Bank Co.

Total return Current7.4%

Price return Current−27.9%

MOMENTUM RATING↗

AVERAGE51 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-1%7

3-month return-3%5

YTD return-3%4

MID & LONG-TERM▾SCORE

% of 52-week high88%7

1-year return+1%5

3-year return+30%4

5-year return+50%6

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over the past month (-1%).

WATCH

Average long-term results. Multi-year returns are middling (+30% over three years and +50% over five), roughly average for the market.

It's up 1% over the past year, but 12% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over three months (-3%) and so far this year (-3%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Hua Xia Bank. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

600015Hua Xia Bank Co.

Revenue FY25$13.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+1%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+17%–

Revenue, next 5Y, CAGR+11%8

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-17%2

EPS growth, FY27E-0%3

EPS growth, FY28E+2%4

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 17%/yr over the next 3 years, ahead of most of the market.8/10

Revenue grew 1%/yr over the last 3 years and is set to grow 17%/yr from here.

The runway holds up: revenue is set to grow 11%/yr over five years.8/10

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Earnings are set to fall even as revenue grows (EPS about -0.5%/yr vs revenue 17%/yr).

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are forecast to fall.

03Price Momentum

Is the market behind it right now?

600015Hua Xia Bank Co.

Total return Current7.4%

Price return Current−27.9%

MOMENTUM RATING↗

AVERAGE51 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-1%7

3-month return-3%5

YTD return-3%4

MID & LONG-TERM▾SCORE

% of 52-week high88%7

1-year return+1%5

3-year return+30%4

5-year return+50%6

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over the past month (-1%).

WATCH

Average long-term results. Multi-year returns are middling (+30% over three years and +50% over five), roughly average for the market.

It's up 1% over the past year, but 12% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level over three months (-3%) and so far this year (-3%).

WEAKNESSES

None flagged.

BOTTOM LINE

Mixed Momentum

Horizons disagree or sit near the middle of the pack. Momentum investors may want a clearer trend before sizing up.

04Value

Are you paying a fair price for it?

Stop guessing on Hua Xia Bank. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community