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China Minsheng Banking Corp., Ltd. (600016) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

China Minsheng Banking Corp., Ltd.

600016Market cap $22BPrice $0.5

Country🇨🇳China

SectorFinancials

IndustryBanks

Operates one of China's first privately-owned commercial banks, serving small businesses and entrepreneurs largely overlooked by state lenders. It built its reputation lending to China's private sector before that was even fashionable, now serving millions nationwide.

In Bastion Portfolios?

52W Return-6%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-2%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+1%–

Rev CAGR (5y)+6%6

Earnings Forecast

EPS Growth Y+1+5%5

EPS Growth Y+2+10%7

EPS Growth Y+3+6%6

Quality

Margins

EBIT Margin0%3

Net Income Margin33%9

Free Cash Flow Margin270%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE4%3

ROA0%2

Earnings Stability22

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)510

P/E Ratio (Forward 3y)510

P/BV0.210

EV Multiples

EV/EBITDA Fwd010

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yieldna–

Momentum

Short term

1 month return-0%8

3 month return+9%8

YTD return-4%4

Mid term

Price vs 52wHigh87%7

1 year return-7%4

Long term

3 year return+10%3

5 year return+19%4

Risk Shield

Price Risk

Beta0.010

Volatility17%10

Free Cash Flow

Free Cash Flow Margin270%10

Free Cash Flow Yield0.0%10

Quality

ROCE3%2

Earnings Stability22

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

600016China Minsheng Banking Corp.

Revenue FY25$12.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-2%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+1%–

Revenue, next 5Y, CAGR+6%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+5%5

EPS growth, FY27E+10%7

EPS growth, FY28E+6%6

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 1%/yr from here.

Earnings are set to grow faster than sales (EPS about 6%/yr vs revenue 1%/yr), so margins should widen.

WATCH

Revenue is set to grow 1%/yr over the next 3 years, a little ahead of the market.6/10

Over five years revenue is set to grow 6%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around.

03Price Momentum

Is the market behind it right now?

600016China Minsheng Banking Corp.

Total return Current−18.8%

Price return Current−51.7%

MOMENTUM RATING↗

AVERAGE55 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-0%8

3-month return+9%8

YTD return-4%4

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return-7%4

3-year return+10%3

5-year return+19%4

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over the past month (+0%) and over three months (+9%).

WATCH

It's down 7% over the past year, now 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level so far this year (-4%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (+9.8% over three years and +19% over five), behind 60% of the market.

BOTTOM LINE

Early Turnaround

A poor multi-year track record but a sharp recent rally. Momentum is turning up, yet the trend is young and unproven — it needs follow-through to confirm rather than fade. The one thing to watch: the multi-year record is weak.

04Value

Are you paying a fair price for it?

Stop guessing on Minsheng Bank. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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02Growth

Is it actually growing, and how fast?

600016China Minsheng Banking Corp.

Revenue FY25$12.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-2%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+1%–

Revenue, next 5Y, CAGR+6%6

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+5%5

EPS growth, FY27E+10%7

EPS growth, FY28E+6%6

GROWTH ASSESSMENT

STRENGTHS

After shrinking over the last 3 years, revenue is set to grow 1%/yr from here.

Earnings are set to grow faster than sales (EPS about 6%/yr vs revenue 1%/yr), so margins should widen.

WATCH

Revenue is set to grow 1%/yr over the next 3 years, a little ahead of the market.6/10

Over five years revenue is set to grow 6%/yr, ahead of 50% of companies worldwide.6/10

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around.

03Price Momentum

Is the market behind it right now?

600016China Minsheng Banking Corp.

Total return Current−18.8%

Price return Current−51.7%

MOMENTUM RATING↗

AVERAGE55 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-0%8

3-month return+9%8

YTD return-4%4

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return-7%4

3-year return+10%3

5-year return+19%4

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over the past month (+0%) and over three months (+9%).

WATCH

It's down 7% over the past year, now 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level so far this year (-4%).

WEAKNESSES

Weak long-term results. It has been a disappointing long-term hold (+9.8% over three years and +19% over five), behind 60% of the market.

BOTTOM LINE

Early Turnaround

04Value

Are you paying a fair price for it?

Stop guessing on Minsheng Bank. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community