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China Everbright Bank Company Limited (601818) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

China Everbright Bank Company Limited

601818Market cap $26BPrice $0.5

Country🇨🇳China

SectorFinancials

IndustryBanks

Runs one of China's major state-backed commercial banks, offering loans, wealth management, and corporate banking to millions. Backed by China Everbright Group, it bridges state resources with retail banking, giving it unusual stability most private lenders can't match.

In Bastion Portfolios?

52W Return-1%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)-4%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+15%–

Rev CAGR (5y)+8%7

Earnings Forecast

EPS Growth Y+1+2%4

EPS Growth Y+2+2%4

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin0%3

Net Income Margin40%10

Free Cash Flow Margin5%4

Debt

Net Debt/EBITDAna–

Efficiency

ROE5%3

ROAna–

Earnings Stability22

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)510

P/E Ratio (Forward 3y)510

P/BV0.310

EV Multiples

EV/EBITDA Fwd010

EV/EBIT Fwd010

Yield

Free Cash Flow Yield0.0%10

Dividend Yieldna–

Momentum

Short term

1 month return0%8

3 month return+2%7

YTD return-8%4

Mid term

Price vs 52wHigh87%7

1 year return-5%4

Long term

3 year return+16%4

5 year return+17%4

Risk Shield

Price Risk

Beta-0.010

Volatility16%10

Free Cash Flow

Free Cash Flow Margin5%4

Free Cash Flow Yield0.0%10

Quality

ROCE8%–

Earnings Stability22

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

601818China Everbright Bank Company

Revenue FY25$12.8B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-4%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+15%–

Revenue, next 5Y, CAGR+8%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+2%4

EPS growth, FY27E+2%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 15%/yr over the next 3 years, ahead of most of the market.7/10

After shrinking over the last 3 years, revenue is set to grow 15%/yr from here.

The runway holds up: revenue is set to grow 8%/yr over five years.7/10

WATCH

Earnings are set to grow slower than sales (EPS about 2%/yr vs revenue 15%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

601818China Everbright Bank Company

Total return Current30.5%

Price return Current−18.4%

MOMENTUM RATING↗

AVERAGE53 / 100

SHORT-TERM RETURNS▾SCORE

1-month return0%8

3-month return+2%7

YTD return-8%4

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return-5%4

3-year return+16%4

5-year return+17%4

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over the past month (+0%) and over three months (+2%).

WATCH

Average long-term results. Multi-year returns are middling (+16% over three years and +17% over five), roughly average for the market.

It's down 5% over the past year, now 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level so far this year (-8%).

WEAKNESSES

None flagged.

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case.

04Value

Are you paying a fair price for it?

Stop guessing on Everbright Bank. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

601818China Everbright Bank Company

Revenue FY25$12.8B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR-4%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+15%–

Revenue, next 5Y, CAGR+8%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+2%4

EPS growth, FY27E+2%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 15%/yr over the next 3 years, ahead of most of the market.7/10

After shrinking over the last 3 years, revenue is set to grow 15%/yr from here.

The runway holds up: revenue is set to grow 8%/yr over five years.7/10

WATCH

Earnings are set to grow slower than sales (EPS about 2%/yr vs revenue 15%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's turning around. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

601818China Everbright Bank Company

Total return Current30.5%

Price return Current−18.4%

MOMENTUM RATING↗

AVERAGE53 / 100

SHORT-TERM RETURNS▾SCORE

1-month return0%8

3-month return+2%7

YTD return-8%4

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return-5%4

3-year return+16%4

5-year return+17%4

MOMENTUM ASSESSMENT

STRENGTHS

Strong recent results. The stock is outperforming over the past month (+0%) and over three months (+2%).

WATCH

Average long-term results. Multi-year returns are middling (+16% over three years and +17% over five), roughly average for the market.

It's down 5% over the past year, now 13% below its 52-week high. That is a touch ahead of the market.

Returns sit at the market level so far this year (-8%).

WEAKNESSES

None flagged.

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case.

04Value

Are you paying a fair price for it?

Stop guessing on Everbright Bank. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community