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Banca Monte dei Paschi di Siena S.p.A. (BMPS) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated today

Banca Monte dei Paschi di Siena S.p.A.

BMPSMarket cap $38BPrice $12.5

Country🇮🇹Italy

SectorFinancials

IndustryBanks

Runs retail and commercial banking across Italy, serving households and businesses with loans, deposits, and wealth management. It's the world's oldest surviving bank, founded in 1472, and once needed a state bailout to survive the 2008 crisis.

In Bastion Portfolios?

52W Return+69%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+17%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+32%–

Rev CAGR (5y)+19%9

Earnings Forecast

EPS Growth Y+1-45%2

EPS Growth Y+2+9%6

EPS Growth Y+3+8%6

Quality

Margins

EBIT Margin0%7

Net Income Margin52%10

Free Cash Flow Margin11%6

Debt

Net Debt/EBITDAna–

Efficiency

ROE16%7

ROA2%3

Earnings Stability33

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)137

P/E Ratio (Forward 3y)117

P/BV1.38

EV Multiples

EV/EBITDA Fwd07

EV/EBIT Fwd07

Yield

Free Cash Flow Yield0.0%8

Dividend Yield7.7%10

Momentum

Short term

1 month return-4%5

3 month return+2%7

YTD return+34%9

Mid term

Price vs 52wHigh93%9

1 year return+67%10

Long term

3 year return+452%10

5 year return-38%2

Risk Shield

Price Risk

Beta1.04

Volatility32%6

Free Cash Flow

Free Cash Flow Margin11%6

Free Cash Flow Yield0.0%8

Quality

ROCE4%3

Earnings Stability33

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

BMPSBanca Monte dei Paschi di Siena S.p.A.

Revenue FY25$5.8B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+17%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+32%–

Revenue, next 5Y, CAGR+19%9

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-45%2

EPS growth, FY27E+9%6

EPS growth, FY28E+8%6

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 32%/yr over the next 3 years, ahead of most of the market.9/10

Revenue grew 17%/yr over the last 3 years and is set to grow 32%/yr from here.

The runway holds up: revenue is set to grow 19%/yr over five years.9/10

WATCH

Earnings are set to grow slower than sales (EPS about 8%/yr vs revenue 32%/yr), so margins are under pressure. One year dips: EPS falls 45% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

BMPSBanca Monte dei Paschi di Siena S.p.A.

Total return Current−95.7%

Price return Current−96.2%

MOMENTUM RATING↗

STRONG78 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return+2%7

YTD return+34%9

MID & LONG-TERM▾SCORE

% of 52-week high93%9

1-year return+67%10

3-year return+452%10

5-year return-38%2

MOMENTUM ASSESSMENT

STRENGTHS

It's up 67% over the past year, now 7% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+2%) and so far this year (+34%).

WATCH

Average long-term results. Multi-year returns are middling (+452% over three years and -38% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%).

WEAKNESSES

None flagged.

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case.

04Value

Are you paying a fair price for it?

Stop guessing on Monte dei Paschi. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

BMPSBanca Monte dei Paschi di Siena S.p.A.

Revenue FY25$5.8B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+17%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+32%–

Revenue, next 5Y, CAGR+19%9

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-45%2

EPS growth, FY27E+9%6

EPS growth, FY28E+8%6

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 32%/yr over the next 3 years, ahead of most of the market.9/10

Revenue grew 17%/yr over the last 3 years and is set to grow 32%/yr from here.

The runway holds up: revenue is set to grow 19%/yr over five years.9/10

WATCH

Earnings are set to grow slower than sales (EPS about 8%/yr vs revenue 32%/yr), so margins are under pressure. One year dips: EPS falls 45% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that's speeding up. The one thing to watch: earnings are set to grow slower than sales.

03Price Momentum

Is the market behind it right now?

BMPSBanca Monte dei Paschi di Siena S.p.A.

Total return Current−95.7%

Price return Current−96.2%

MOMENTUM RATING↗

STRONG78 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return+2%7

YTD return+34%9

MID & LONG-TERM▾SCORE

% of 52-week high93%9

1-year return+67%10

3-year return+452%10

5-year return-38%2

MOMENTUM ASSESSMENT

STRENGTHS

It's up 67% over the past year, now 7% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+2%) and so far this year (+34%).

WATCH

Average long-term results. Multi-year returns are middling (+452% over three years and -38% over five), roughly average for the market.

Returns sit at the market level over the past month (-4%).

WEAKNESSES

None flagged.

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case.

04Value

Are you paying a fair price for it?

Stop guessing on Monte dei Paschi. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community