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BNP Paribas Bank Polska S.A. (BNP) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

BNP Paribas Bank Polska S.A.

BNPMarket cap $6.29BPrice $42.5

Country🇵🇱Poland

SectorFinancials

IndustryBanks

Provides banking services across retail, corporate, and investment segments in Poland, backed by the French BNP Paribas Group. It's one of Poland's largest banks by assets, serving farmers, businesses, and households through a nationwide branch network.

In Bastion Portfolios?

52W Return+61%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+25%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+3%–

Rev CAGR (5y)+4%3

Earnings Forecast

EPS Growth Y+1-27%2

EPS Growth Y+2+16%8

EPS Growth Y+3+15%7

Quality

Margins

EBIT Margin0%7

Net Income Margin32%9

Free Cash Flow Marginna–

Debt

Net Debt/EBITDAna–

Efficiency

ROE16%7

ROA1%3

Earnings Stability77

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)109

P/E Ratio (Forward 3y)89

P/BV1.48

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%9

Dividend Yield6.1%10

Momentum

Short term

1 month return+8%10

3 month return+12%9

YTD return+35%9

Mid term

Price vs 52wHigh95%10

1 year return+67%10

Long term

3 year return+228%9

5 year return+99%7

Risk Shield

Price Risk

Beta0.58

Volatility30%7

Free Cash Flow

Free Cash Flow Marginna–

Free Cash Flow Yield0.0%9

Quality

ROCE11%3

Earnings Stability77

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

BNPBNP Paribas Bank Polska S.A.

Revenue FY25$2.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+25%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+3%–

Revenue, next 5Y, CAGR+4%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-27%2

EPS growth, FY27E+16%8

EPS growth, FY28E+15%7

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue grew 25%/yr over the last 3 years; forecasts see it cooling to 3%/yr.

Earnings are set to grow faster than sales (EPS about 15%/yr vs revenue 3%/yr), so margins should widen. One year dips: EPS falls 27% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to grow 3%/yr over the next 3 years, behind most of the market.3/10

Over five years revenue is set to grow 4%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

BNPBNP Paribas Bank Polska S.A.

Total return Current240%

Price return Current208%

MOMENTUM RATING↗

VERY STRONG97 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+8%10

3-month return+12%9

YTD return+35%9

MID & LONG-TERM▾SCORE

% of 52-week high95%10

1-year return+67%10

3-year return+228%9

5-year return+99%7

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +228% over three years and +99% over five, ahead of 70% of the market.

It's up 67% over the past year, now 5% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+8%), over three months (+12%) and so far this year (+35%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on BNP Paribas Bank Polska S.A.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

BNPBNP Paribas Bank Polska S.A.

Revenue FY25$2.3B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+25%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+3%–

Revenue, next 5Y, CAGR+4%3

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-27%2

EPS growth, FY27E+16%8

EPS growth, FY28E+15%7

GROWTH ASSESSMENT

STRENGTHS

None flagged.

WATCH

Revenue grew 25%/yr over the last 3 years; forecasts see it cooling to 3%/yr.

Earnings are set to grow faster than sales (EPS about 15%/yr vs revenue 3%/yr), so margins should widen. One year dips: EPS falls 27% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

Revenue is set to grow 3%/yr over the next 3 years, behind most of the market.3/10

Over five years revenue is set to grow 4%/yr, behind 70% of companies worldwide.3/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

BNPBNP Paribas Bank Polska S.A.

Total return Current240%

Price return Current208%

MOMENTUM RATING↗

VERY STRONG97 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+8%10

3-month return+12%9

YTD return+35%9

MID & LONG-TERM▾SCORE

% of 52-week high95%10

1-year return+67%10

3-year return+228%9

5-year return+99%7

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +228% over three years and +99% over five, ahead of 70% of the market.

It's up 67% over the past year, now 5% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+8%), over three months (+12%) and so far this year (+35%).

WATCH

None flagged.

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on BNP Paribas Bank Polska S.A.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community