Loading stock…

CNO Financial Group, Inc. (CNO) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

CNO Financial Group, Inc.

CNOMarket cap $5.00BPrice $54.0

Country🇺🇸United States

SectorFinancials

IndustryInsurance

CNO Financial sells life and health insurance plus retirement products to middle-income Americans, a segment big insurers often ignore. That overlooked niche has quietly built a company serving over 4 million policyholders nationwide.

In Bastion Portfolios?

52W Return+40%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+8%6

Revenue Forecast

Rev CAGR (1y)-10%1

Rev CAGR (3y)-2%1

Rev CAGR (5y)+1%1

Earnings Forecast

EPS Growth Y+1+110%10

EPS Growth Y+2+3%4

EPS Growth Y+3+4%5

Quality

Margins

EBIT Margin14%6

Net Income Margin6%4

Free Cash Flow Margin15%7

Debt

Net Debt/EBITDA3.03

Efficiency

ROE11%5

ROA1%2

Earnings Stability55

GEAR+WEAK31

Overall rating across all five factors

Value

Price Multiples

P/E Ratio (Forward)127

P/E Ratio (Forward 3y)107

P/BV1.97

EV Multiples

EV/EBITDA Fwd07

EV/EBIT Fwd07

Yield

Free Cash Flow Yield0.0%6

Dividend Yield1.3%4

Momentum

Short term

1 month return-4%5

3 month return+3%7

YTD return+29%8

Mid term

Price vs 52wHigh94%9

1 year return+38%8

Long term

3 year return+142%8

5 year return+135%8

Risk Shield

Price Risk

Beta0.76

Volatility21%9

Free Cash Flow

Free Cash Flow Margin15%7

Free Cash Flow Yield0.0%6

Quality

ROCE2%2

Earnings Stability55

Net Debt/EBITDA3.03

02Growth

Is it actually growing, and how fast?

CNOCNO Financial Group

Revenue FY25$4.5B

GROWTH RATING↗

VERY WEAK7 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%6

Revenue, next 1Y-10%1

Revenue, next 3Y, CAGR-2%1

Revenue, next 5Y, CAGR+1%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+110%10

EPS growth, FY27E+3%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow faster than sales (EPS about 4%/yr vs revenue -2%/yr), so margins should widen.

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 93% of companies worldwide.

Revenue is set to shrink 2%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 8%/yr over the last 3 years, but it is set to shrink 2%/yr from here.

Over five years revenue is set to grow 1%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG82 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return+3%7

YTD return+29%8

MID & LONG-TERM▾SCORE

% of 52-week high94%9

1-year return+38%8

3-year return+142%8

5-year return+135%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +142% over three years and +135% over five, ahead of 70% of the market.

It's up 38% over the past year, now 6% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+3%) and so far this year (+29%).

WATCH

Returns sit at the market level over the past month (-4%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on CNO Financial Group, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

CNOCNO Financial Group

Revenue FY25$4.5B

GROWTH RATING↗

VERY WEAK7 / 100

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+8%6

Revenue, next 1Y-10%1

Revenue, next 3Y, CAGR-2%1

Revenue, next 5Y, CAGR+1%1

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+110%10

EPS growth, FY27E+3%4

EPS growth, FY28E+4%5

GROWTH ASSESSMENT

STRENGTHS

Earnings are set to grow faster than sales (EPS about 4%/yr vs revenue -2%/yr), so margins should widen.

WATCH

None flagged.

WEAKNESSES

Growth is the weak spot here, trailing 93% of companies worldwide.

Revenue is set to shrink 2%/yr over the next 3 years, behind most of the market.1/10

Revenue grew 8%/yr over the last 3 years, but it is set to shrink 2%/yr from here.

Over five years revenue is set to grow 1%/yr, behind 90% of companies worldwide.1/10

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business heading into decline. The one thing to watch: forward revenue growth trails the market.

03Price Momentum

Is the market behind it right now?

MOMENTUM RATING↗

STRONG82 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-4%5

3-month return+3%7

YTD return+29%8

MID & LONG-TERM▾SCORE

% of 52-week high94%9

1-year return+38%8

3-year return+142%8

5-year return+135%8

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +142% over three years and +135% over five, ahead of 70% of the market.

It's up 38% over the past year, now 6% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over three months (+3%) and so far this year (+29%).

WATCH

Returns sit at the market level over the past month (-4%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally, and the stock trades near its highs. The market is fully behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on CNO Financial Group, Inc.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community