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Emirates NBD Bank PJSC (EMIRATESNBD) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

Emirates NBD Bank PJSC

EMIRATESNBDMarket cap $53BPrice $8.4

Country🇦🇪United Arab Emirates

SectorFinancials

IndustryBanks

Operates the largest banking network in the Middle East, serving 14 million customers across 13 countries. Controls nearly 30% of UAE's banking market and finances everything from Dubai's skyscrapers to regional trade flows.

In Bastion Portfolios?

52W Return+18%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+21%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+12%–

Rev CAGR (5y)+9%7

Earnings Forecast

EPS Growth Y+1+2%4

EPS Growth Y+2+7%6

EPS Growth Y+3+14%7

Quality

Margins

EBIT Margin0%7

Net Income Margin48%10

Free Cash Flow Margin-240%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE17%7

ROA2%4

Earnings Stability1010

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)89

P/E Ratio (Forward 3y)710

P/BV1.39

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%10

Dividend Yield3.2%7

Momentum

Short term

1 month return+2%8

3 month return-1%6

YTD return+14%7

Mid term

Price vs 52wHigh85%6

1 year return+25%7

Long term

3 year return+97%7

5 year return+199%9

Risk Shield

Price Risk

Beta0.67

Volatility38%5

Free Cash Flow

Free Cash Flow Margin-240%1

Free Cash Flow Yield0.0%10

Quality

ROCE11%4

Earnings Stability1010

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

EMIRATESNBDEmirates NBD Bank PJSC

Revenue FY25$13.0B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+21%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+12%–

Revenue, next 5Y, CAGR+9%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+2%4

EPS growth, FY27E+7%6

EPS growth, FY28E+14%7

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 12%/yr over the next 3 years, ahead of most of the market.7/10

The runway holds up: revenue is set to grow 9%/yr over five years.7/10

WATCH

Revenue grew 21%/yr over the last 3 years; forecasts see it cooling to 12%/yr.

Earnings are set to grow slower than sales (EPS about 7%/yr vs revenue 12%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: the pace is cooling.

03Price Momentum

Is the market behind it right now?

EMIRATESNBDEmirates NBD Bank PJSC

Total return Current415%

Price return Current263%

MOMENTUM RATING↗

STRONG74 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+2%8

3-month return-1%6

YTD return+14%7

MID & LONG-TERM▾SCORE

% of 52-week high85%6

1-year return+25%7

3-year return+97%7

5-year return+199%9

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +97% over three years and +199% over five, ahead of 70% of the market.

It's up 25% over the past year, but 15% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+2%) and so far this year (+14%).

WATCH

Returns sit at the market level over three months (-1%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally. The market is behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Emirates NBD Bank PJSC. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

EMIRATESNBDEmirates NBD Bank PJSC

Revenue FY25$13.0B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+21%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+12%–

Revenue, next 5Y, CAGR+9%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+2%4

EPS growth, FY27E+7%6

EPS growth, FY28E+14%7

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 12%/yr over the next 3 years, ahead of most of the market.7/10

The runway holds up: revenue is set to grow 9%/yr over five years.7/10

WATCH

Revenue grew 21%/yr over the last 3 years; forecasts see it cooling to 12%/yr.

Earnings are set to grow slower than sales (EPS about 7%/yr vs revenue 12%/yr), so margins are under pressure.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: the pace is cooling.

03Price Momentum

Is the market behind it right now?

EMIRATESNBDEmirates NBD Bank PJSC

Total return Current415%

Price return Current263%

MOMENTUM RATING↗

STRONG74 / 100

SHORT-TERM RETURNS▾SCORE

1-month return+2%8

3-month return-1%6

YTD return+14%7

MID & LONG-TERM▾SCORE

% of 52-week high85%6

1-year return+25%7

3-year return+97%7

5-year return+199%9

MOMENTUM ASSESSMENT

STRENGTHS

Magnificent long-term results. Long-term holders have seen +97% over three years and +199% over five, ahead of 70% of the market.

It's up 25% over the past year, but 15% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (+2%) and so far this year (+14%).

WATCH

Returns sit at the market level over three months (-1%).

WEAKNESSES

None flagged.

BOTTOM LINE

Momentum Leader

Short- and long-term returns both rank among the best globally. The market is behind it — a core fit for momentum strategies.

04Value

Are you paying a fair price for it?

Stop guessing on Emirates NBD Bank PJSC. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community