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First Abu Dhabi Bank P.J.S.C. (FAB) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

First Abu Dhabi Bank P.J.S.C.

FABMarket cap $58BPrice $5.2

Country🇦🇪United Arab Emirates

SectorFinancials

IndustryBanks

Operates the largest bank in the UAE, serving millions across the Middle East and beyond. Controls over $270 billion in assets and finances everything from oil deals to skyscraper construction in Dubai.

In Bastion Portfolios?

52W Return+22%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+16%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+10%–

Rev CAGR (5y)+10%7

Earnings Forecast

EPS Growth Y+1+2%4

EPS Growth Y+2+6%5

EPS Growth Y+3+9%6

Quality

Margins

EBIT Margin0%6

Net Income Margin62%10

Free Cash Flow Margin-132%1

Debt

Net Debt/EBITDAna–

Efficiency

ROE15%6

ROA2%3

Earnings Stability1010

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)109

P/E Ratio (Forward 3y)99

P/BV1.58

EV Multiples

EV/EBITDA Fwd09

EV/EBIT Fwd09

Yield

Free Cash Flow Yield0.0%9

Dividend Yield4.2%9

Momentum

Short term

1 month return-2%7

3 month return+7%8

YTD return+15%7

Mid term

Price vs 52wHigh95%9

1 year return+23%7

Long term

3 year return+62%6

5 year return+36%5

Risk Shield

Price Risk

Beta0.58

Volatility29%7

Free Cash Flow

Free Cash Flow Margin-132%1

Free Cash Flow Yield0.0%9

Quality

ROCE8%3

Earnings Stability1010

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

FABFirst Abu Dhabi Bank P.J.S.C.

Revenue FY25$9.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+16%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+10%–

Revenue, next 5Y, CAGR+10%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+2%4

EPS growth, FY27E+6%5

EPS growth, FY28E+9%6

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 10%/yr over the next 3 years, ahead of most of the market.7/10

The runway holds up: revenue is set to grow 10%/yr over five years.7/10

WATCH

Revenue grew 16%/yr over the last 3 years; forecasts see it cooling to 10%/yr.

Earnings are set to grow in step with sales (EPS about 6%/yr vs revenue 10%/yr).

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: the pace is cooling.

03Price Momentum

Is the market behind it right now?

FABFirst Abu Dhabi Bank P.J.S.C.

Total return Current167%

Price return Current88.7%

MOMENTUM RATING↗

STRONG76 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-2%7

3-month return+7%8

YTD return+15%7

MID & LONG-TERM▾SCORE

% of 52-week high95%9

1-year return+23%7

3-year return+62%6

5-year return+36%5

MOMENTUM ASSESSMENT

STRENGTHS

It's up 23% over the past year, now 5% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (-2%), over three months (+7%) and so far this year (+15%).

WATCH

Average long-term results. Multi-year returns are middling (+62% over three years and +36% over five), roughly average for the market.

WEAKNESSES

None flagged.

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case.

04Value

Are you paying a fair price for it?

Stop guessing on First Abu Dhabi Bank P.J.S.C.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

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Loading charts…

02Growth

Is it actually growing, and how fast?

FABFirst Abu Dhabi Bank P.J.S.C.

Revenue FY25$9.1B

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+16%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+10%–

Revenue, next 5Y, CAGR+10%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E+2%4

EPS growth, FY27E+6%5

EPS growth, FY28E+9%6

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 10%/yr over the next 3 years, ahead of most of the market.7/10

The runway holds up: revenue is set to grow 10%/yr over five years.7/10

WATCH

Revenue grew 16%/yr over the last 3 years; forecasts see it cooling to 10%/yr.

Earnings are set to grow in step with sales (EPS about 6%/yr vs revenue 10%/yr).

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: the pace is cooling.

03Price Momentum

Is the market behind it right now?

FABFirst Abu Dhabi Bank P.J.S.C.

Total return Current167%

Price return Current88.7%

MOMENTUM RATING↗

STRONG76 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-2%7

3-month return+7%8

YTD return+15%7

MID & LONG-TERM▾SCORE

% of 52-week high95%9

1-year return+23%7

3-year return+62%6

5-year return+36%5

MOMENTUM ASSESSMENT

STRENGTHS

It's up 23% over the past year, now 5% below its 52-week high. That is clearly ahead of the market.

Strong recent results. The stock is outperforming over the past month (-2%), over three months (+7%) and so far this year (+15%).

WATCH

Average long-term results. Multi-year returns are middling (+62% over three years and +36% over five), roughly average for the market.

WEAKNESSES

None flagged.

BOTTOM LINE

Fresh Momentum

Short-term returns are strong but the long track record is thin. Momentum is building — confirmation from longer horizons would strengthen the case.

04Value

Are you paying a fair price for it?

Stop guessing on First Abu Dhabi Bank P.J.S.C.. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community