Loading stock…

FinecoBank Banca Fineco S.p.A. (FBK) Stock Verdict & Ratings | Investment Bastion

Stock Verdict·Updated 1d ago

FinecoBank Banca Fineco S.p.A.

FBKMarket cap $15BPrice $24.5

Country🇮🇹Italy

SectorFinancials

IndustryBanks

Runs FirstBank, a Tennessee-based lender serving communities across the Southeast with commercial and consumer banking. Built through aggressive acquisitions, it's grown into one of the region's top community banks while keeping a small-town relationship model at scale.

In Bastion Portfolios?

52W Return-52%Global Market +16%?

01Key Ratings

How does this stock score across Bastion factors?

Growth

Historical Revenue

Rev CAGR (3y)+15%–

Revenue Forecast

Rev CAGR (1y)na–

Rev CAGR (3y)+11%–

Rev CAGR (5y)+10%7

Earnings Forecast

EPS Growth Y+1-48%2

EPS Growth Y+2+12%7

EPS Growth Y+3+10%6

Quality

Margins

EBIT Margin0%9

Net Income Margin49%10

Free Cash Flow Margin54%10

Debt

Net Debt/EBITDAna–

Efficiency

ROE29%9

ROA2%4

Earnings Stability22

GEAR+

Not enough data to calculate the GEAR+ rating.

Value

Price Multiples

P/E Ratio (Forward)185

P/E Ratio (Forward 3y)164

P/BV5.63

EV Multiples

EV/EBITDA Fwd05

EV/EBIT Fwd05

Yield

Free Cash Flow Yield0.0%5

Dividend Yield3.6%8

Momentum

Short term

1 month return-7%3

3 month return-5%5

YTD return+1%5

Mid term

Price vs 52wHigh87%7

1 year return+21%7

Long term

3 year return+124%8

5 year return+72%7

Risk Shield

Price Risk

Beta1.04

Volatility25%8

Free Cash Flow

Free Cash Flow Margin54%10

Free Cash Flow Yield0.0%5

Quality

ROCE23%4

Earnings Stability22

Net Debt/EBITDAna–

02Growth

Is it actually growing, and how fast?

FBKFinecoBank Banca Fineco S.p.A.

Revenue FY25$560M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+15%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+11%–

Revenue, next 5Y, CAGR+10%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-48%2

EPS growth, FY27E+12%7

EPS growth, FY28E+10%6

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 11%/yr over the next 3 years, ahead of most of the market.7/10

The runway holds up: revenue is set to grow 10%/yr over five years.7/10

WATCH

Revenue grew 15%/yr over the last 3 years; forecasts see it cooling to 11%/yr.

Earnings are set to grow in step with sales (EPS about 10%/yr vs revenue 11%/yr). One year dips: EPS falls 48% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: the pace is cooling.

03Price Momentum

Is the market behind it right now?

FBKFinecoBank Banca Fineco S.p.A.

Total return Current3.4%

Price return Current−5.5%

MOMENTUM RATING↗

AVERAGE60 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%3

3-month return-5%5

YTD return+1%5

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+21%7

3-year return+124%8

5-year return+72%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +124% over three years and +72% over five, ahead of 70% of the market.

It's up 21% over the past year, but 13% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over three months (-5%) and so far this year (+1%).

WEAKNESSES

The stock is underperforming over the past month (-7%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on FinecoBank Banca. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community

Loading charts…

02Growth

Is it actually growing, and how fast?

FBKFinecoBank Banca Fineco S.p.A.

Revenue FY25$560M

GROWTH RATING↗

——

REVENUE GROWTH▾SCORE

Revenue, last 3Y, CAGR+15%–

Revenue, next 1Yna–

Revenue, next 3Y, CAGR+11%–

Revenue, next 5Y, CAGR+10%7

EARNINGS FORECAST▾SCORE

EPS growth, FY26E-48%2

EPS growth, FY27E+12%7

EPS growth, FY28E+10%6

GROWTH ASSESSMENT

STRENGTHS

Revenue is set to grow 11%/yr over the next 3 years, ahead of most of the market.7/10

The runway holds up: revenue is set to grow 10%/yr over five years.7/10

WATCH

Revenue grew 15%/yr over the last 3 years; forecasts see it cooling to 11%/yr.

Earnings are set to grow in step with sales (EPS about 10%/yr vs revenue 11%/yr). One year dips: EPS falls 48% next year.

WEAKNESSES

Growth is the weak spot here, trailing 100% of companies worldwide.

BOTTOM LINE

Stalled Business

Growth is a weak point here: a business that is slowing. The one thing to watch: the pace is cooling.

03Price Momentum

Is the market behind it right now?

FBKFinecoBank Banca Fineco S.p.A.

Total return Current3.4%

Price return Current−5.5%

MOMENTUM RATING↗

AVERAGE60 / 100

SHORT-TERM RETURNS▾SCORE

1-month return-7%3

3-month return-5%5

YTD return+1%5

MID & LONG-TERM▾SCORE

% of 52-week high87%7

1-year return+21%7

3-year return+124%8

5-year return+72%7

MOMENTUM ASSESSMENT

STRENGTHS

Strong long-term results. Long-term holders have seen +124% over three years and +72% over five, ahead of 70% of the market.

It's up 21% over the past year, but 13% below its 52-week high. That is clearly ahead of the market.

WATCH

Returns sit at the market level over three months (-5%) and so far this year (+1%).

WEAKNESSES

The stock is underperforming over the past month (-7%).

BOTTOM LINE

Steady Compounder

Dependable multi-year returns with a calmer near-term tape. A reliable long-term trend rather than a short-term breakout. The one thing to watch: the stock is underperforming over the past month.

04Value

Are you paying a fair price for it?

Stop guessing on FinecoBank Banca. Get the full investment case.

Premium

$20.75/month

Billed annually at $249/year $348

✓
Stock VerdictValuation and investment strategy for 4,000+ stocks. Days of hedge fund analyst research, done in 2 minutes.
✓
RadarFind your next investment idea: top-ranked stocks across all 9 Bastion strategies.
✓
Portfolio ManagerCheck if Bastion algorithms added the stock you care about to their portfolios.

Secure via Stripe

Trusted by 1,000+ investors in our community